128 Caroline St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 128 Caroline St, Fredericksburg, VA 22401

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,675 sqft · built 1877
Lot Size0.224 acres (9,757 sqft)
Owner2 Individual Names on Record
Last Sale$800,000 (Feb 2022)
Tax Bill$6,548 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
APN7789-32-0072

Property Details

APN / Parcel Number

Primary APN7789-32-0072
Alternative APNs
  • 0551
  • 551

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,675 sqft Living Area
1st Floor Area594 sqft
Basement Area594 sqft
Unfinished Basement594 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1877
Effective Year BuiltEffective 1877
Exterior MaterialWood
Foundation TypeMasonry
Roof TypeGable
Roof MaterialMetal
Lot Area9,757 sqft (0.224 acres)
Lot Dimensions122 ft deep x 80 ft wide
TerrainRolling
Garage TypeBuilt-in

Exterior Amenities

PorchPorch
Porch Area238 sqft
Patio Area131 sqft
Shed1 Shed
Shed Area48 sqft
GazeboGazebo

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address128 CAROLINE ST
CityFREDERICKSBURG
StateVA
Zip22401-6104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLT 126 BL 56-128
Legal SubdivisionCITY FREDKBURG
Legal Lot Number126
JurisdictionFREDERICKSBURG CITY VA
Township / Civil DivisionFREDERICKSBURG
Census Block Group3
Census Block3000
Census Tract400

Owner

Source: Fredericksburg City records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address128 CAROLINE ST, FREDERICKSBURG, VA 22401-6104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2022 · Amount on Record
Deed SaleFeb 28, 2022 · Amount on Record
Prior SaleMay 12, 2015 · Amount on Record
Deed Document Number2022598
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICKSBURG CITY VA
Recording DateFeb 28, 2022
Property Address128 CAROLINE ST, FREDERICKSBURG, VA 22401-6104
Document Number0202200598
Instrument DateFeb 28, 2022
Instrument202200598
Transaction TypeTransfer
Record UpdatedApr 13, 2022
Title CompanyEKKO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 CAROLINE ST, FREDERICKSBURG, VA 22401-6104

Mortgage

Document Number0202200599
DateFeb 28, 2022
Instrument202200599
Lender
NameM&T BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFredericksburg City
Unified School DistrictFredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,548.00 (+9.88%)$808,400 (+20.73%) Land $280,000 Building $528,400$808,400 (+20.73%) Land $280,000 Building $528,400
2024$5,959.00$669,600 Land $240,000 Building $429,600$669,600 Land $240,000 Building $429,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICKSBURG
serves 28,350 people · EPA ID VA6630050
Water SourcePurchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Xfinity.

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