126 Caroline St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 126 Caroline St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1909
Lot Size	0.083 acres (3,659 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Sep 2023)
Tax Bill	$5,771 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
APN	`7789-31-0998`

Property Details

APN / Parcel Number

Primary APN	`7789-31-0998`
Alternative APNs	`0550` `550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	336 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,659 sqft (0.083 acres)
Lot Dimensions	122 ft deep x 30 ft wide
Terrain	Rolling
Garage Type	Built-in
Porch	Porch
Porch Area	154 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	550
Old Parcel Number	0550
Street Address	126 CAROLINE ST
City	FREDERICKSBURG
State	VA
Zip	22401-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	PAR B BL 56-126
Legal Block	56
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3000
Census Tract	400

Owner

126 Caroline St is owned and occupied by an individual who bought it in September 2023.

Source: Fredericksburg City records, as of March 6, 2026

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	126 CAROLINE ST, FREDERICKSBURG, VA 22401-6104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Deed Document Number	202301739
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Sep 25, 2023
Property Address	126 CAROLINE ST, FREDERICKSBURG, VA 22401-6104
Document Number	0202301739
Instrument Date	Sep 21, 2023
Instrument	202301739
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	EKKO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 CAROLINE ST, FREDERICKSBURG, VA 22401-6104

Mortgage

Document Number	0202301740
Date	Sep 25, 2023
Instrument	202301740

Lender

Name	KIND LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 126 Caroline St was $5,771.

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,771.00	$712,500 Land $225,000 Building $487,500	$712,500 Land $225,000 Building $487,500
2024	$3,494.00 (+3.5%)	$392,600 (-) Land $175,000 Building $217,600	$392,600 Land $175,000 Building $217,600
2023	$3,376.00	$392,600 Land $175,000 Building $217,600
2020			$392,600 Land $175,000 Building $217,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 126 Caroline St; 24 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Caroline St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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