128 Caroline Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 128 Caroline Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1952
Lot Size	0.326 acres (14,201 sqft)
Owner	Individual Name on Record
Last Sale	$440,020 (Nov 2025)
Tax Bill	$1,341 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`R0760202`

Property Details

APN / Parcel Number

Primary APN	`R0760202`
Alternative APNs	`07-3966-08-4-04-06-0000` `0000265350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	14,201 sqft (0.326 acres)
Garage Area	853 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	163 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000265350
Street Address	128 CAROLINE RD
City	KALISPELL
State	MT
Zip	59901-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZIMWALD SUB TR, S08, T28 N, R21 W, LOT 038, ZIMWALD SUB TR L38 NE PT, 39 E PT
Legal Range	21W
Legal Township	28N
Legal Section	08
Legal Subdivision	ZIMWALD SUB TR
Legal Lot Number	38
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2040
Census Tract	1202

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 CAROLINE RD, KALISPELL, MT 59901-4610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 2, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Nov 26, 2024	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 24, 2025	Intrafamily Transfer, Transfer · VA Mortgage NEWREZ LLC
Jun 20, 2018	Warranty Deed, Transfer · VA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	202525440
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	128 CAROLINE RD, KALISPELL, MT 59901-4610
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000012501
Date	May 15, 2020
Instrument	202000012501

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	128 CAROLINE RD, KALISPELL, MT 59901-4610
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100011575
Date	Apr 2, 2021
Instrument	202100011575

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	128 CAROLINE RD, KALISPELL, MT 59901-4610
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200008249
Date	Mar 30, 2022
Instrument	202200008249

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	128 CAROLINE RD, KALISPELL, MT 59901-4610
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CAROLINE RD, KALISPELL, MT 59901-4610

Mortgage

Document Number	202400023858
Date	Nov 26, 2024
Instrument	202400023858

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Nov 24, 2025
Property Address	128 CAROLINE RD, KALISPELL, MT 59901-4610
Document Number	202500025440
Instrument Date	Nov 24, 2025
Instrument	202500025440
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CAROLINE RD, KALISPELL, MT 59901-4610

Mortgage

Document Number	202500025441
Date	Nov 24, 2025
Instrument	202500025441

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 20, 2018
Property Address	128 CAROLINE RD, KALISPELL, MT 59901-4610
Document Number	201800012533
Instrument Date	Jun 18, 2018
Instrument	201800012533
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1206 MILES AVE, BIRNEY, MT 59012

Mortgage

Document Number	201800012534
Date	Jun 20, 2018
Instrument	201800012534

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Disabled Person's exemption Veteran's exemption	$365,700 (-)
2025	$1,341.00 (+40.71%)	$365,700 (-0.22%)	$365,700 (-0.22%) Land $118,051 Building $247,649
2023	$953.00	$366,500	$366,500 Land $72,947 Building $293,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks.

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