126 Caroline Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 126 Caroline Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 738 sqft · built 1950
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on File
Last Sale	$159,400 (Oct 2014)
Tax Bill	$1,340 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R0757665`

Property Details

APN / Parcel Number

Primary APN	`R0757665`
Alternative APNs	`07-3966-08-4-04-05-0000` `0000192130`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	738 sqft Living Area
1st Floor Area	738 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000192130
Street Address	126 CAROLINE RD
City	KALISPELL
State	MT
Zip	59901-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZIMWALD SUB TR, S08, T28 N, R21 W, LOT 37, & 38 TR B, 39 TR A
Legal Range	21W
Legal Township	28N
Legal Section	08
Legal Subdivision	ZIMWALD SUB TR
Legal Lot Number	37,38
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2040
Census Tract	1202

Owner

126 Caroline Rd is owned and occupied by an individual who bought it in October 2014.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	126 CAROLINE RD, KALISPELL, MT 59901-4610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Apr 30, 2021	Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF KALISPELL
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF KALISPELL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2014 · Amount on File
Deed Sale	Oct 21, 2014 · Amount on File
Prior Sale	May 29, 2012 · Amount on File
Deed Document Number	201421340
Prior Transfer Date	Mar 17, 2010
Prior Transfer Doc	0000006374
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	126 CAROLINE RD, KALISPELL, MT 59901-4610
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700020918
Date	Aug 28, 2017
Instrument	201700020918

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	126 CAROLINE RD, KALISPELL, MT 59901-4610
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900000533
Date	Jan 9, 2019
Instrument	201900000533

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	126 CAROLINE RD, KALISPELL, MT 59901-4610
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	NOT AVAILABLE, ATEC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100015104
Date	Apr 30, 2021
Instrument	202100015104

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	126 CAROLINE RD, KALISPELL, MT 59901-4610
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	NOT AVAILABLE, ATEC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100015066
Date	Apr 30, 2021
Instrument	202100015066

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 126 Caroline Rd was $1,340.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,340.00	$346,000
2025			$346,000 Land $165,016 Building $180,984
2023	$2,466.00	$288,100	$288,100 Land $85,582 Building $202,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Caroline Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Caroline Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Verizon, Vero Fiber.

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