Norfolk County and Needham Town property record for 128 Bradford St, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 1,104 sqft · built 1905 |
| Lot Size | 0.526 acres (22,913 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (Jan 2024) |
| Tax Bill | $14,568 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage May 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0380002000000 |
| Primary APN | M:0380002000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 2,577 sqft |
| 1st Floor Area | 1,116 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 804 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,913 sqft (0.526 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 128 BRADFORD ST |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-3049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | NEEDHAM |
| Legal Block | 20 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 403100 |
Source: Norfolk County and Needham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 BRADFORD ST, NEEDHAM, MA 02492-3049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 16, 2024 | Deed of Trust, Mortgage · ARM NEW FED MORTGAGE CORP |
| May 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CAMBRIDGE SAVINGS BANK |
| Jan 12, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2024 · Amount on Record |
| Deed Sale | Jan 12, 2024 · Amount on Record |
| Deed Document Number | 20242352 |
| Deed Book / Page | 41598 / 84 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 128 BRADFORD ST, NEEDHAM, MA 02492-3049 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042000-489 |
|---|---|
| Date | Sep 16, 2024 |
| Book Page | 42000/489 |
| Instrument | 61028 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Oct 1, 2034 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 128 BRADFORD ST, NEEDHAM, MA 02492-3049 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0042426-41 |
|---|---|
| Date | May 29, 2025 |
| Book Page | 42426/41 |
| Instrument | 33838 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Jun 1, 2032 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Jan 12, 2024 |
| Property Address | 128 BRADFORD ST, NEEDHAM, MA 02492-3049 |
| Document Number | 0041598-84 |
| Book / Page | 41598 / 84 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2352 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 128 BRADFORD ST, NEEDHAM, MA 02492-3049 |
| Document Number | 0000002353 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 2353 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Type Change Date | Feb 1, 2034 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,568.00 (+5.06%) | $1,374,300 (+29.24%) Land $1,023,600 Building $350,700 | $1,618,040 (+15.68%) |
| 2024 | $1,398,780 | ||
| 2023 | $13,867.00 | $1,063,400 Land $661,800 Building $401,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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