96 Bradford St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 96 Bradford St, Needham, MA 02492 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 598 sqft · built 1925
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Jul 2003)
Tax Bill	$10,726 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M:0390001900000`

Property Details

APN / Parcel Number

Primary APN	`M:0390001900000`
Alternative APN	`NEED M:039.0 B:0019 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	598 sqft Living Area
Gross Area	1,218 sqft
1st Floor Area	598 sqft
Basement Area	546 sqft
Unfinished Basement	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1998
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	96 BRADFORD ST
City	NEEDHAM
State	MA
Zip	02492-3051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BAY COLONY VILLAGE CONDO PH IV
Legal Block	19
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	4
Census Block	4002
Census Tract	403100

Owner

Source: Norfolk County and Needham Town records · APN M:0390001900000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	935 GREAT PLAIN AVE, NEEDHAM, MA 02492-3031
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Sep 09, 2024	Deed of Trust, Mortgage · ARM THIRD FEDERAL SAVING & LOAN ASSOC
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Dec 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW DIRECTION T CO
Dec 04, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ONE AMERICAN MORTGAGE
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2003 · Amount on Record
Deed Sale	Jul 15, 2003 · Amount on Record
Prior Sale	Aug 02, 2000 · Amount on Record
Deed Book / Page	19339 / 56
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Recording Date	Jun 25, 2026
Property Address	96 BRADFORD ST, NEEDHAM, MA 02492-3051
Document Number	0000043866
Book / Page	43195 / 550
Instrument Date	Jun 16, 2026
Instrument	202643866
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 BRADFORD ST, NEEDHAM, MA 02492-3051

Mortgage

Document Number	0000043866,
Date	Jun 25, 2026
Book Page	43195/550
Instrument	202643866

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.14%
Initial Type	Adjustable Rate
Type Change Date	Jun 22, 2031
Index	Other
Margin	11
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	96 BRADFORD ST, NEEDHAM, MA 02492-3051
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041987-314
Date	Sep 09, 2024
Book Page	41987/314
Instrument	59083

Lender

Name	THIRD FEDERAL SAVING & LOAN ASSOC

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.59%
Type Change Date	Sep 03, 2029

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	96 BRADFORD ST, NEEDHAM, MA 02492-3051
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040942-162
Date	Nov 29, 2022
Book Page	40942/162
Instrument	100372

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2042

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	96 BRADFORD ST, NEEDHAM, MA 02492-3051
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040150-571
Date	Dec 10, 2021
Book Page	40150/571
Instrument	155093

Lender

Name	NEW DIRECTION T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	25 Months
Due	Jan 01, 2024

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	96 BRADFORD ST, NEEDHAM, MA 02492-3051
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37406-149
Date	Dec 04, 2019
Book Page	37406/149
Instrument	113367

Lender

Name	ONE AMERICAN MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	96 BRADFORD ST, NEEDHAM, MA 02492-3051
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38278-176
Date	Aug 31, 2020
Book Page	38278/176
Instrument	89533

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,726.00 (+7.8%)	$1,011,900 (+32.62%) Land $718,100 Building $293,800	$1,048,040 (+8.6%)
2024			$965,010
2023	$9,950.00	$763,000 Land $544,100 Building $218,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214031004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 568 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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