Harford County property record for 128 Bower Ln, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,276 sqft · built 2003 |
| Lot Size | 1.78 acres (77,537 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $389,900 (Jan 2016) |
| Tax Bill | $6,458 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-356892 |
| Primary APN | 03-356892 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,276 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 77,537 sqft (1.78 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 356892 |
|---|---|
| Street Address | 128 BOWER LN |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 18 1.78 AC 128 BOWER LANE COLVARD MANOR S2 P105/70 |
| Legal Subdivision | FINAL PLAT ONE SECTION II COLVARD MANOR |
| Legal Lot Number | 18 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 303201 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 BOWER LN, FOREST HILL, MD 21050-1749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2016 · Amount on Record |
| Deed Sale | Jan 22, 2016 · Amount on Record |
| Prior Sale | Aug 1, 2003 · Amount on Record |
| Deed Book / Page | 11633 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 128 BOWER LN, FOREST HILL, MD 21050-1749 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0142680235 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 14268/235 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,458.00 (+8.08%) Homeowner's exemption | $587,067 (+12.42%) | $634,400 (+12.6%) Land $172,800 Building $461,600 |
| 2025 | $5,975.00 (+8.13%) Homeowner's exemption | ||
| 2023 | $522,200 | $563,400 Land $172,800 Building $390,600 | |
| 2022 | $5,526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile, Xfinity.
5G (outdoors only) and 4G LTE
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