128 Black River Dr, Summerville, SC 29485 Property Records

Dorchester County property record for 128 Black River Dr, Summerville, SC 29485

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,218 sqft · built 2006
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Dec 2023)
Tax Bill	$2,330 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146-13-10-064`

Property Details

APN / Parcel Number

Primary APN	`146-13-10-064`
Alternative APN	`R0033137`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,218 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0033137
Street Address	128 BLACK RIVER DR
City	SUMMERVILLE
State	SC
Zip	29485-8989
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD_SV
Legal Description	LOT T-62 SUBD: LAKES OF SUMMERVILLE PH I-D
Legal Subdivision	LAKES OF SUMMERVILLE
Legal Phase	I-D
Legal Lot Number	T-62
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2022
Census Tract	10809

Owner

128 Black River Dr, a townhouse, is owned and occupied by an individual who bought it in December 2023.

Source: Dorchester County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	128 BLACK RIVER DR, SUMMERVILLE, SC 29485-8989
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC
Feb 13, 2018	Grant Deed, Transfer HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Prior Sale	Feb 13, 2018 · Amount on File
Deed Document Number	202324272
Deed Book / Page	15038 / 116
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Dec 1, 2023
Property Address	128 BLACK RIVER DR, SUMMERVILLE, SC 29485-8989
Document Number	0150380116
Book / Page	15038 / 116
Map Reference	MB K PG 200
Instrument Date	Nov 29, 2023
Instrument	2023024272
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$613.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 BLACK RIVER DR, SUMMERVILLE, SC 29485-8989

Mortgage

Document Number	2023024273
Date	Dec 1, 2023
Instrument	2023024273

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Feb 13, 2018
Property Address	128 BLAKE DR, SUMMERVILLE, SC 29485-3410
Document Number	1121/0238
Book / Page	RB1121 / 000238
Instrument Date	Feb 7, 2018
Instrument	3369
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 BLACK RIVER DR SUMMERVILLE SC 294858989, SUMMERVILLE, SC 29485-8989

Mortgage

Document Number	1121/0242
Date	Feb 13, 2018
Book Page	RB1121/000242
Instrument	3370

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 128 Black River Dr was $2,330.

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,330.00	$9,384 Land $3,000 Building $6,384	$234,609 Land $75,000 Building $159,609
2024	$2,330.00 (+74.14%)
2023	$1,338.00 (+3.16%)	$4,562 (+0.04%) Land $1,200 Building $3,362	$114,042 (-) Land $30,000 Building $84,042
2022	$1,297.00	$4,560 Land $1,200 Building $3,360	$114,042 Land $30,000 Building $84,042

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 128 Black River Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	5 (1989–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Black River Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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