128 Baum Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 128 Baum Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,185 sqft · built 2013
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,200,000 (Jun 2022)
Tax Bill	$3,272 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit Jun 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`988305283207`

Property Details

APN / Parcel Number

Primary APN	`988305283207`
Alternative APN	`004083001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,185 sqft Finished Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Detached
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988305283207
Street Address	128 BAUM BAY DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: C BLK: SEC: 1 PL: C SL: 197D
Legal Subdivision	BAUM BAY HARBOR-WILLIAM HOOD
Legal Lot Number	C
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1020
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 16, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage AFFILIATED MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Nov 15, 2012 · Amount on Record
Deed Document Number	2022700119585
Deed Book / Page	2627 / 251
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	128 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002384/267
Date	Jun 18, 2020
Book Page	2384/267
Instrument	700079224

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	NAGS HEAD, NC 27959

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	128 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405

Mortgage

Document Number	002795/114
Date	Jun 16, 2025
Book Page	2795/114
Instrument	700150073

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	202 S CROATAN HWY, KILL DEVIL HILLS, NC 27948

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 17, 2022
Property Address	128 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Document Number	002627/251
Book / Page	2627 / 251
Map Reference	CAB C SL 197D
Instrument Date	Jun 13, 2022
Instrument	700119585
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	348 GREEN VIEW RD, MOYOCK, NC 27958-9214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405

Mortgage

Document Number	0700119586
Date	Jun 17, 2022
Instrument	700119586

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,272.00	$750,100 (-) Land $124,900 Building $625,200	$750,100 (-) Land $124,900 Building $625,200
2025	$3,272.00 (+15.5%)	$750,100 (+65.48%) Land $124,900 Building $625,200
2023	$2,833.00	$453,280 Land $90,200 Building $363,080
2020			$750,100 Land $124,900 Building $625,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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