128 Banner St, Erwin, TN 37650 Property Records

Unicoi County property record for 128 Banner St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,200 sqft · built 1988
Lot Size	0.215 acres (9,356 sqft)
Owner	Individual Name on Record
Last Sale	$156,500 (Apr 2024)
Tax Bill	$458 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`031J-N-005.00`

Property Details

APN / Parcel Number

Primary APN	`031J-N-005.00`
Alternative APNs	`086031J N 00500` `000008211`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,356 sqft (0.215 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	247 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	400 sqft
Shed	1 Shed
Shed Area	216 sqft
Canopy	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	128 BANNER ST
City	ERWIN
State	TN
Zip	37650-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK B LOT 11- 88 24X48 SOUTHRIDGE DWM 80X120
Legal Subdivision	BANNER HILL
Legal Block	B
Legal Lot Number	11
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2026
Census Tract	80200

Owner

Source: Unicoi County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 BANNER ST, ERWIN, TN 37650-1018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC
Jun 22, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	Feb 1, 2006 · Amount on Record
Deed Document Number	2024589
Deed Book / Page	479 / 557
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 5, 2024
Property Address	128 BANNER ST, ERWIN, TN 37650-1018
Document Number	0000479557
Book / Page	479 / 557
Instrument Date	Apr 5, 2024
Instrument	24000589
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	TRI CITY TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$579.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 BANNER ST, ERWIN, TN 37650-1018

Mortgage

Document Number	0024000590
Date	Apr 5, 2024
Instrument	24000590

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0000479577
Date	Apr 5, 2024
Book Page	479/577
Instrument	24000591

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	Jun 22, 2022
Property Address	128 BANNER ST, ERWIN, TN 37650-1018
Document Number	0000460698
Book / Page	460 / 698
Instrument Date	Jun 22, 2022
Instrument	22001358
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 HARMON RD, UNICOI, TN 37692-4709

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$458.00	$17,550 (-) Land $4,650 Building $12,900	$70,200 (-) Land $18,600 Building $51,600
2024	$458.00 (+10.9%)
2023		$17,550 (-) Land $4,650 Building $12,900
2022	$413.00	$17,550 Land $4,650 Building $12,900	$70,200 Land $18,600 Building $51,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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