Unicoi County property record for 118 Banner St, Erwin, TN 37650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1928 |
| Lot Size | 0.216 acres (9,389 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $485 (2025) |
| Deeds & Mortgages | Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 031J-N-007.00 |
| Primary APN | 031J-N-007.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,260 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 360 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,389 sqft (0.216 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Porch | Enclosed/Finished Porch |
| Porch Area | 348 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 118 BANNER ST |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK B LOT 6-7 80X120 |
| Legal Subdivision | BANNER HILL |
| Legal Block | B |
| Legal Lot Number | 6-7 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 80200 |
Source: Unicoi County records, as of March 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 BANNER ST, ERWIN, TN 37650-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 22, 2018 |
| Transfer Doc | 0000413968 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Jun 22, 2018 |
| Property Address | 118 BANNER ST, ERWIN, TN 37650-1018 |
| Document Number | 413968 |
| Book / Page | 000413 / 000968 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 1145 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 BANNER ST ERWIN TN 376501018, ERWIN, TN 37650-1018 |
Source: Unicoi County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $485.00 | $18,575 (-) Land $4,650 Building $13,925 | $74,300 (-) Land $18,600 Building $55,700 |
| 2024 | $485.00 (+10.98%) | ||
| 2023 | $18,575 (-) Land $4,650 Building $13,925 | ||
| 2022 | $437.00 | $18,575 Land $4,650 Building $13,925 | $74,300 Land $18,600 Building $55,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Erwin Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Point Broadband.
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