128 Bancroft Ave, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 128 Bancroft Ave, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,665 sqft · built 1895
Lot Size	0.207 acres (9,021 sqft)
Owner	2 Individual Names on File
Last Sale	$302,500 (Jun 2002)
Tax Bill	$8,398 (2025)
Deeds & Mortgages	Oct 2021 Refinance Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:027.0-0000-0118.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:027.0-0000-0118.0`
Alternative APNs	`M:027.0=0000=0118.0` `1010000000760` `1010000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,665 sqft Living Area
Gross Area	2,452 sqft
Basement Area	712 sqft
Unfinished Basement	712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1952
Architectural Style	Other
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,021 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	1010000000760
Street Address	128 BANCROFT AVE
City	READING
State	MA
Zip	01867-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	2
Census Block	2013
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:027.0-0000-0118.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	128 BANCROFT AVE, READING, MA 01867-2102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BLUESTONE BANK
Jan 04, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 25, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance BLUESTONE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2002 · Amount on Record
Deed Sale	Jun 14, 2002 · Amount on Record
Prior Sale	Dec 15, 2000 · Amount on Record
Last Transfer Date	Oct 15, 2021
Transfer Doc	078979-573
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	128 BANCROFT AVE, READING, MA 01867-2102
Transaction Type	Mortgage
Record Updated	Nov 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078979-576
Date	Oct 25, 2021
Book Page	78979/576
Instrument	232857

Lender

Name	BLUESTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	128 BANCROFT AVE, READING, MA 01867-2102
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079475-160
Date	Jan 04, 2022
Book Page	79475/160
Instrument	822

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 01, 2046

Interest

Rate Type	Adjustable Rate

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Oct 25, 2021
Property Address	128 BANCROFT AVE, READING, MA 01867-2102
Document Number	78979-573
Book / Page	78979 / 573
Instrument Date	Oct 15, 2021
Instrument	232856
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 BANCROFT AVE, READING, MA 01867-2102

Mortgage

Document Number	78979-576
Date	Oct 25, 2021
Book Page	78979/576
Instrument	232857

Lender

Name	BLUESTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,398.00 (+1.13%)	$737,300 (+4.06%) Land $478,300 Building $259,000	$768,835 (+0.67%)
2024	$8,304.00 (+3.1%)	$708,500 (+10.76%) Land $459,400 Building $249,100	$763,705
2023	$8,054.00	$639,700 Land $414,200 Building $225,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 424 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

128 Bancroft Ave, Reading, MA 01867 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Bancroft Ave

Nearby Streets

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