128 Acorn Ln, Point Harbor, NC 27964 Property Records

Currituck County property record for 128 Acorn Ln, Point Harbor, NC 27964

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,058 sqft · built 1987
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Trust Names on File
Last Sale	$480,000 (Jun 2026)
Tax Bill	$1,739 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9846-53-6573`

Property Details

APN / Parcel Number

Primary APN	`9846-53-6573`
Alternative APNs	`132B0000009000B` `000163308` `9846-53`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,058 sqft Total Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	17.8 ft deep x 12.5 ft wide
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000163308
Street Address	128 ACORN LN
City	POINT HARBOR
State	NC
Zip	27964-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	LOT 9 SECT B OLD OAK ESTATES
Legal Subdivision	OLD OAK ESTATES
Legal Lot Number	9
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1036
Census Tract	110404

Owner

128 Acorn Ln is held in a trust since June 2026.

Source: Currituck County records, as of June 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	239 N DOGWOOD TRL, SOUTHERN SHORES, NC 27949-3138
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 14, 2022	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Mar 14, 2022 · Amount on File
Deed Document Number	2026403657
Deed Book / Page	1861 / 192
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jun 16, 2026
Property Address	128 ACORN LN, POINT HARBOR, NC 27964-9604
Document Number	0000403657
Book / Page	1861 / 192
Instrument Date	Jun 16, 2026
Instrument	2026403657
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$96,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	239 N DOGWOOD TRL, KITTY HAWK, NC 27949-3138

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Mar 14, 2022
Property Address	128 ACORN LN, POINT HARBOR, NC 27964-9604
Document Number	0016840693
Book / Page	1684 / 693
Map Reference	MB A PG 164
Instrument Date	Mar 11, 2022
Instrument	374164
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 ALPHIN LN, LEXINGTON, VA 24450-3319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 CEDAR CREEK VILLAGE RD, MT JULIET, TN 37122-2475

Mortgage

Document Number	0000374165
Date	Mar 14, 2022
Instrument	374165

Lender

Name	TOWNE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	128 ACORN LN, POINT HARBOR, NC 27964-9604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015300684
Date	Apr 16, 2020
Book Page	1530/684
Instrument	350593

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 128 Acorn Ln was $1,739, up 0.4% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,739.00 (+0.4%)	$229,400 (-) Land $62,600 Building $166,800
2024	$1,732.00 (+13.13%)	$229,400 (-) Land $62,600 Building $166,800
2023	$1,531.00 (+18.32%)	$229,400 (-) Land $62,600 Building $166,800	$229,400 (-) Land $62,600 Building $166,800
2022	$1,294.00	$229,400 Land $62,600 Building $166,800	$229,400 (-) Land $62,600 Building $166,800
2021			$229,400 Land $62,600 Building $166,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 128 Acorn Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	11 (2011–2019)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Acorn Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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