127 Acorn Ln, Point Harbor, NC 27964 Property Records

Currituck County property record for 127 Acorn Ln, Point Harbor, NC 27964

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,656 sqft · built 1987
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Feb 2020)
Tax Bill	$1,852 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9846-53-6216`

Property Details

APN / Parcel Number

Primary APN	`9846-53-6216`
Alternative APNs	`132B0000018000B` `000153619` `9846-53`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,656 sqft Total Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	17.8 ft deep x 11.5 ft wide

Exterior Amenities

Pool Area	300 sqft
Deck Area	120 sqft
Patio Area	258 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000153619
Street Address	127 ACORN LN
City	POINT HARBOR
State	NC
Zip	27964-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	LOT 18 SECT B OLD OAK ESTATES
Legal Subdivision	OLD OAK ESTATES
Legal Lot Number	18
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1036
Census Tract	110404

Owner

Source: Currituck County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 ACORN LN, POINT HARBOR, NC 27964-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit BANK NATIONAL ASSOCIATION
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Oct 14, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 13, 2018	Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Jan 27, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Feb 21, 2020	Special Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2020 · Amount on Record
Deed Sale	Feb 21, 2020 · Amount on Record
Prior Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	2020349289
Deed Book / Page	1521 / 662
Prior Transfer Date	May 13, 2008
Prior Transfer Doc	0010490772
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Recording Date	Jul 24, 2026
Property Address	127 ACORN LN, POINT HARBOR, NC 27964-9604
Document Number	0000404579
Book / Page	1866 / 894
Instrument Date	Jul 24, 2026
Instrument	2026404579
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 ACORN LN, POINT HARBOR, NC 27964-9604

Mortgage

Document Number	0000404579,
Date	Jul 24, 2026
Book Page	1866/894
Instrument	2026404579

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	127 ACORN LN, POINT HARBOR, NC 27964-9604
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016070878
Date	Mar 16, 2021
Book Page	1607/878
Instrument	362026

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	127 ACORN LN, POINT HARBOR, NC 27964-9604
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017870094
Date	Oct 14, 2024
Book Page	1787/94
Instrument	391707

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 5, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	127 ACORN LN, POINT HARBOR, NC 27964-9604
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014540669
Date	Aug 13, 2018
Book Page	1454/669
Instrument	337852

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jan 27, 2020
Property Address	127 ACORN LN, POINT HARBOR, NC 27964-9604
Document Number	0015180495
Book / Page	001518 / 000495
Instrument Date	Dec 10, 2019
Instrument	348765
Transaction Type	Foreclosure
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$343.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6001 HARBOUR VIEW BLVD SUFFOLK VA 234352767, SUFFOLK, VA 23435-2767

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Feb 21, 2020
Property Address	127 ACORN LN, POINT HARBOR, NC 27964-9604
Document Number	0015210662
Book / Page	1521 / 662
Map Reference	CAB A PG 164
Instrument Date	Feb 17, 2019
Instrument	349289
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,339.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6001 HARBOUR VIEW BLVD, 6001, SUFFOLK, VA 23435-2767

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 ACORN LN, POINT HARBOR, NC 27964-9604

Mortgage

Document Number	349290
Date	Feb 21, 2020
Instrument	349290

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,852.00 (+0.49%)	$256,000 (-) Land $61,700 Building $194,300
2024	$1,843.00 (+12.04%)	$256,000 (+2.52%) Land $61,700 Building $194,300
2023	$1,645.00 (+18.6%)	$249,700 (-) Land $61,700 Building $188,000	$249,700 (-) Land $61,700 Building $188,000
2022	$1,387.00	$249,700 Land $61,700 Building $188,000	$249,700 (-2.46%) Land $61,700 Building $188,000
2021			$256,000 Land $61,700 Building $194,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	11 (2011–2019)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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