1. Home
  2. Florida
  3. Monroe County
  4. Key Largo
  5. 4th Ln

128 4th Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 128 4th Ln, Key Largo, FL 33037 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage2,896 sqft Living Area
Lot Size6,185 sqft (0.142 acres)
OccupancyOwner Occupied
Last Sale$740,000 (2010)
Tax Bill$7,199.00 (2024)

Property Details

APN / Parcel Number

Primary APN00547211-003500
Alternative APNs
  • 22613900547211003500
  • 1671045

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,896 sqft Living Area
1st Floor2,560 sqft 1st Floor
Basement Area336 sqft Basement
Stories3 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area6,185 sqft (0.142 acres)
Garage TypeCovered Garage
Garage Area1,154 sqft Garage

Exterior Amenities

Patio Area1,042 sqft Patio
PorchOpen Porch
Porch Area576 sqft Porch
ViewCanal View
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1671045
Street Address128 4TH LN
CityKEY LARGO
StateFL
Zip33037-4659
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 8 LT 17 AMENDED PLAT OF WINSTON WATERWAYS NO 2 KEY LARGO PB6-27 OR494-20 OR551-282 OR604-381 OR704-601 OR756-547 OR763-1686 OR789-524 OR760-67 OR862-2347 OR929-1551AFF OR987-2360 OR996-238 OR996-236 OR995-246 OR1110-1942 OR1644-916/20 OR1797-1743
Legal Range39E
Legal Township61S
Legal Section22
Legal SubdivisionWINSTON WATERWAYS NO 2 AMD
Legal Block8
Legal Lot Number17
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup2
Census Block2011
Census Tract970400

Owner

Source: Monroe County records · APN 00547211-003500

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address10021 SW 30TH ST, MIAMI, FL 33165-2908
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2021Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
May 08, 2017Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 2010 · Amount on Record
Deed SaleDec 30, 2010 · Amount on Record
Prior SaleJul 08, 2002 · Amount on Record
Deed Doc Number20101818789
Deed Book / Page2498 / 2049
Last Transfer DateNov 10, 2011
Transfer Doc0025452272
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address128 4TH LN, KEY LARGO, FL 33037-4659
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031360585
DateNov 05, 2021
Book Page3136/585
Instrument2347552
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term121 Months
DueDec 01, 2031

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address128 4TH LN, KEY LARGO, FL 33037-4659
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028530169
DateMay 08, 2017
Book Page2853/0169
Instrument2121966
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2032

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$874,556 (+5.99%)$1,295,078 (+8.81%) Land $680,907 Building $614,171
2024$7,199.00 (+3.42%)
2023$6,961.00 (+6.21%) Homeowner's exemption$825,155 (+3%)$1,190,218 (+7.18%) Land $596,574 Building $593,644
2022$6,554.00 Homeowner's exemption$801,122$1,110,500 Land $509,118 Building $601,382

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on 4th Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures