12795 Vicente View Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12795 Vicente View Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,597 sqft · built 2007
Lot Size	2.01 acres (87,991 sqft)
Owner	Individual Name on Record
Last Sale	$940,000 (Sep 2017)
Tax Bill	$12,270 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`329-120-14-00`

Property Details

APN / Parcel Number

Primary APN	`329-120-14-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,597 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	87,991 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	12795 VICENTE VIEW DR
City	LAKESIDE
State	CA
Zip	92040-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 31-14-1E NE 1/4 POR SW 1/4 OF
Legal Range	01E
Legal Township	14
Legal Section	31
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1030
Census Tract	16902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12795 VICENTE VIEW DR, LAKESIDE, CA 92040-5910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Sep 16, 2020	Loan Modification, Mortgage · Conventional Mortgage TCF NAT'L BK
Sep 14, 2017	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2017 · Amount on Record
Deed Sale	Sep 14, 2017 · Amount on Record
Prior Sale	Mar 2, 2011 · Amount on Record
Deed Document Number	2017423225
Prior Transfer Date	Aug 30, 2007
Prior Transfer Doc	0000595691
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12795 VICENTE VIEW DR, LAKESIDE, CA 92040-5910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12795 VICENTE VIEW DR, LAKESIDE, CA 92040-5910

Mortgage

Document Number	0000581124
Date	Sep 29, 2020
Instrument	2020-0581124

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	12795 VICENTE VIEW DR, LAKESIDE, CA 92040-5910
Document Number	0000581122
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12795 VICENTE VIEW DR LAKESIDE CA 920405910, LAKESIDE, CA 92040-5910

Mortgage

Document Number	0000581122
Date	Sep 29, 2020
Instrument	581122

Lender

Name	TCF NAT'L BK
Type	Bank
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2017
Property Address	12795 VICENTE VIEW DR, LAKESIDE, CA 92040-5910
Document Number	0000423225
Instrument Date	Aug 25, 2017
Instrument	2017-0423225
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12795 VICENTE VIEW DR, LAKESIDE, CA 92040-5910

Mortgage

Document Number	0000423226
Date	Sep 14, 2017
Instrument	2017-0423226

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Mortgage

Document Number	0000423227
Date	Sep 14, 2017
Instrument	2017-0423227

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,053,965 (+2%) Land $435,216 Building $618,749
2025	$12,270.00 (+5.02%) Homeowner's exemption	$1,033,300 (+4.04%) Land $426,683 Building $606,617
2023	$11,684.00 (+1.54%) Homeowner's exemption	$993,177 Land $410,115 Building $583,062
2022	$11,507.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1978–2016)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Mar 2016 · other causes
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.9% of the US · above 88% of California
Wildfire Likelihood	3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Canyon Wireless Fixed Wireless	70 / 30

May also be available: AT&T, T-Mobile.

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