12793 Talking Trees Rd, Merrifield, MN 56465 Property Records

Crow Wing County property record for 12793 Talking Trees Rd, Merrifield, MN 56465

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,852 sqft · built 1978
Lot Size1.99 acres (87,082 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Jul 2014)
Tax Bill$6,182 (2026)
Deeds & MortgagesMar 2025 Mortgage
Mar 2025 Transfer
Flood ZoneZone X (minimal risk)
APN531150010050009

Property Details

APN / Parcel Number

Primary APN531150010050009
Alternative APNs
  • 53180519
  • 145533

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area1,852 sqft Living Area
Gross Area760 sqft
1st Floor Area1,852 sqft
Basement Area926 sqft
Finished Basement926 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialConcrete
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,082 sqft (1.99 acres)
View / LotWaterfront / Beach
Garage Area576 sqft
PorchSlab
Deck Area240 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number145533
Street Address12793 TALKING TREES RD
CityMERRIFIELD
StateMN
Zip56465-4503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLOCK 1
Legal Range27W
Legal Township135
Legal Section18
Legal SubdivisionTALKING TREES
Legal Block1
Legal Lot Number5
JurisdictionCROW WING MN
Township / Civil DivisionCENTER
Census Block Group2
Census Block2023
Census Tract950502

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12793 TALKING TREES RD, MERRIFIELD, MN 56465-4503
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2025Intrafamily Transfer, Transfer · Closed-End Mortgage
CROW WING POWER CU
Mar 7, 2025Divorce Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2014 · Amount on Record
Deed SaleJul 1, 2014 · Amount on Record
Prior SaleJun 26, 2014 · Amount on Record
Last Transfer DateMar 5, 2025
Transfer Doc0001007189
Record UpdatedSep 20, 2026

March 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCROW WING MN
Recording DateMar 7, 2025
Property Address12793 TALKING TREES RD, MERRIFIELD, MN 56465-4503
Document Number0001007189
Instrument DateMar 5, 2025
Instrument1007189
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12793 TALKING TREES RD, MERRIFIELD, MN 56465-4503

Mortgage

Document Number0001007190
DateMar 7, 2025
Instrument1007190
Lender
NameCROW WING POWER CU
TypeCredit Union
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term36 Months
DueMar 1, 2028

March 2025: Divorce Transfer, Transfer

Document TypeDivorce Transfer
JurisdictionCROW WING MN
Recording DateMar 7, 2025
Property Address12793 TALKING TREES RD, MERRIFIELD, MN 56465-4503
Document Number0001007159
Instrument DateFeb 25, 2025
Instrument1007159
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12793 TALKING TREES RD, MERRIFIELD, MN 56465-4503

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
County SubdivisionCenter Township
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,182.00 (+4.6%)$904,700 (-0.17%) Land $297,500 Building $607,200$904,700 (-0.17%) Land $297,500 Building $607,200
2025$5,910.00 (+48.19%) Homeowner's exemption$906,200 (+33.21%) Land $289,700 Building $616,500$906,200 (+33.21%) Land $289,700 Building $616,500
2023$3,988.00 Homeowner's exemption$680,300 Land $218,800 Building $461,500$680,300 Land $218,800 Building $461,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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