Crow Wing County property record for 12782 Talking Trees Rd, Merrifield, MN 56465
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1,216 sqft · built 1986 |
| Lot Size | 2.53 acres (110,506 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Apr 2024) |
| Tax Bill | $2,162 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 531150010020009 |
| Primary APN | 531150010020009 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,216 sqft Total Area |
|---|---|
| 1st Floor Area | 3,200 sqft |
| Basement Area | 488 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Mobile Home |
| Lot Area | 110,506 sqft (2.53 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 1,920 sqft |
| Driveway | Driveway |
| Porch | Patio |
| Porch Area | 200 sqft |
| Deck Area | 152 sqft |
| Cooling System | Central |
|---|
| Account Number | 153602 |
|---|---|
| Street Address | 12782 TALKING TREES RD |
| City | MERRIFIELD |
| State | MN |
| Zip | 56465-4503 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 2 BLOCK 1 |
| Legal Range | 27W |
| Legal Township | 135 |
| Legal Section | 18 |
| Legal Subdivision | TALKING TREES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | CENTER |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 950502 |
Source: Crow Wing County assessment roll, as of August 28, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10551 E SHORE DR, MERRIFIELD, MN 56465-4200 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on Record |
| Deed Sale | Apr 26, 2024 · Amount on Record |
| Deed Document Number | 2024995966 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 12782 TALKING TREES RD, MERRIFIELD, MN 56465-4503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | UNKNOWN, QUALITY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 10551 EAST SH DR, MERRIFIELD, MN 56465 |
| Document Number | 0001016637 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 1016637 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Oct 30, 2026 |
Source: Crow Wing County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| County Subdivision | Center Township |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,162.00 (-4%) | $315,100 (-7.16%) Land $239,400 Building $75,700 | $315,100 (-7.16%) Land $239,400 Building $75,700 |
| 2025 | $339,400 (+14.43%) Land $267,300 Building $72,100 | $339,400 (+14.43%) Land $267,300 Building $72,100 | |
| 2023 | $2,252.00 Homeowner's exemption | $296,600 Land $242,100 Building $54,500 | $296,600 Land $242,100 Building $54,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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