12792 Sutter St, Garden Grove, CA 92845 Property Records

Orange County property record for 12792 Sutter St, Garden Grove, CA 92845

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,718 sqft · built 1962
Lot Size	0.137 acres (5,978 sqft)
Owner	Individual Name on Record
Tax Bill	$9,296 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`130-503-20`

Property Details

APN / Parcel Number

Primary APN	`130-503-20`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,718 sqft Living Area
1st Floor Area	1,718 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	5,978 sqft (0.137 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	12792 SUTTER ST
City	GARDEN GROVE
State	CA
Zip	92845-2940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3807 BLK LOT 54
Legal Subdivision	TRACT NO 3807
Legal Tract	3807
Legal Lot Number	54
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3003
Census Tract	110004

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12792 SUTTER ST, GARDEN GROVE, CA 92845-2940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Dec 14, 2017	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Dec 18, 2017	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12792 SUTTER ST, GARDEN GROVE, CA 92845-2940
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12792 SUTTER ST, GARDEN GROVE, CA 92845-2940

Mortgage

Document Number	0000437719
Date	Jul 7, 2021
Instrument	2021000437719

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12792 SUTTER ST, GARDEN GROVE, CA 92845-2940
Document Number	0000343826
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12792 SUTTER ST GARDEN GROVE CA 928452940, GARDEN GROVE, CA 92845-2940

Mortgage

Document Number	0000343826
Date	Sep 11, 2019
Instrument	343826

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12792 SUTTER ST, GARDEN GROVE, CA 92845-2940
Document Number	0000543312
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12792 SUTTER ST GARDEN GROVE CA 928452940, GARDEN GROVE, CA 92845-2940

Mortgage

Document Number	0000543312
Date	Dec 18, 2017
Instrument	543312

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 18, 2017
Property Address	12792 SUTTER ST, GARDEN GROVE, CA 92845-2940
Document Number	0000543311
Instrument Date	Oct 17, 2017
Instrument	543311
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$698.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12792 SUTTER ST GARDEN GROVE CA 928452940, GARDEN GROVE, CA 92845-2940

Mortgage

Document Number	543312
Date	Dec 18, 2017
Instrument	543312

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Garden Grove City
Unified School District	Garden Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$736,969 (+2%) Land $626,103 Building $110,866
2025	$9,296.00 (+4.02%)	$722,519 (+4.04%) Land $613,826 Building $108,693
2023	$8,937.00 (+2.28%)	$694,463 Land $589,990 Building $104,473
2022	$8,738.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDEN GROVE serves 174,226 people · EPA ID CA3010062
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Sutter St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures