Miami County property record for 1279 Stephenson Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,893 sqft · built 1999 |
| Lot Size | 0.283 acres (12,319 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $26,500 (Jan 1994) |
| Tax Bill | $5,028 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-101410 |
| Primary APN | D08-101410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,893 sqft Living Area |
| 1st Floor Area | 3,418 sqft |
| Upper Floors Area | 1,184 sqft |
| Basement Area | 1,709 sqft |
| Unfinished Basement | 1,709 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 12,319 sqft (0.283 acres) |
| Lot Dimensions | 127 ft deep x 97 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1279 STEPHENSON DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 7616 |
| Legal Lot Number | 7616 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4051 |
| Census Tract | 365102 |
1279 Stephenson Dr is owned and occupied by two individuals who bought it in January 1994.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1279 STEPHENSON DR, TROY, OH 45373-1568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 1994 · Amount on File |
| Deed Sale | Jan 21, 1994 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1279 Stephenson Dr was $5,028, up 10.3% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,028.00 (+10.26%) | $148,400 (+25.33%) Land $14,280 Building $134,120 | $424,000 Land $40,800 Building $383,200 |
| 2024 | $4,560.00 (+2.24%) | $118,410 (-) Land $15,440 Building $102,970 | |
| 2023 | $4,460.00 (+16.91%) | $118,410 (-) Land $15,440 Building $102,970 | $338,300 (-) Land $44,100 Building $294,200 |
| 2022 | $3,815.00 | $118,410 Land $15,440 Building $102,970 | $338,300 Land $44,100 Building $294,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1279 Stephenson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 13 (1980–2014) |
| Claims Outside the SFHA | 11 of 13 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1279 Stephenson Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
May also be available: Frontier, Verizon.
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