1260 Stephenson Dr, Troy, OH 45373 Property Records

Miami County property record for 1260 Stephenson Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 1994
Lot Size	0.339 acres (14,749 sqft)
Owner	2 Company Names on File
Last Sale	$157,500 (May 2015)
Tax Bill	$2,595 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-101394`

Property Details

APN / Parcel Number

Primary APN	`D08-101394`
Alternative APNs	`011018.1-06-014-00` `D08NE103 07800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
1st Floor Area	3,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	14,749 sqft (0.339 acres)
Lot Dimensions	125 ft deep x 118 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1260 STEPHENSON DR
City	TROY
State	OH
Zip	45373-1567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 7624
Legal Subdivision	NORTHBROOK
Legal Lot Number	7624
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4050
Census Tract	365102

Owner

1260 Stephenson Dr is owned by a company that acquired it in October 2023 and is owner-occupied.

Source: Miami County records, as of September 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	1260 STEPHENSON DR, TROY, OH 45373-1567
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 18, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2015 · Amount on File
Deed Sale	May 13, 2015 · Amount on File
Prior Sale	Jan 31, 2003 · Amount on File
Deed Document Number	2015OR-05558
Last Transfer Date	Oct 17, 2023
Transfer Doc	0000011569
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1260 STEPHENSON DR, TROY, OH 45373-1567
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013601
Date	Aug 5, 2021
Instrument	2021OR-13601

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2031

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1260 STEPHENSON DR, TROY, OH 45373-1567
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 STEPHENSON DR, TROY, OH 45373-1567

Mortgage

Document Number	0000014425
Date	Oct 3, 2022
Instrument	2022OR-14425

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Aug 25, 2052

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 18, 2023
Property Address	1260 STEPHENSON DR, TROY, OH 45373-1567
Document Number	0000011569
Map Reference	MB 16 PG 54
Instrument Date	Oct 17, 2023
Instrument	2023OR-11569
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 STEPHENSON DR, TROY, OH 45373-1567

Tax Assessment & Valuation

The 2025 property tax bill for 1260 Stephenson Dr was $2,595 with a homeowner's exemption, up 1.7% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,595.00 (+1.72%) Homeowner's exemption	$99,400 (+28.27%) Land $15,890 Building $83,510	$284,000 Land $45,400 Building $238,600
2024	$2,551.00 (+1.27%) Homeowner's exemption	$77,490 (-) Land $17,150 Building $60,340
2023	$2,519.00 (+16.78%) Homeowner's exemption	$77,490 (-) Land $17,150 Building $60,340	$221,400 (-) Land $49,000 Building $172,400
2022	$2,157.00 Homeowner's exemption	$77,490 Land $17,150 Building $60,340	$221,400 Land $49,000 Building $172,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1260 Stephenson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	13 (1980–2014)
Claims Outside the SFHA	11 of 13
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1260 Stephenson Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Frontier, Verizon.

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