1279 Pepper Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1279 Pepper Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,375 sqft · built 1953
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$522,000 (Jun 2018)
Tax Bill	$7,772 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`388-271-04-00`

Property Details

APN / Parcel Number

Primary APN	`388-271-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,375 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1279 PEPPER DR
City	EL CAJON
State	CA
Zip	92021-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 20 TR 002821
Legal Subdivision	SOMERMONT HILLS
Legal Tract	002821
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1279 PEPPER DR, EL CAJON, CA 92021-1336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 7, 2018	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Feb 2, 2018	Grant Deed, Mortgage · Line of Credit PACIFIC PREMIER BK
Jan 19, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2018 · Amount on Record
Deed Sale	Jun 7, 2018 · Amount on Record
Prior Sale	Jan 19, 2018 · Amount on Record
Deed Document Number	2018231801
Last Transfer Date	Aug 31, 2020
Transfer Doc	0000839407
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2020
Property Address	1279 PEPPER DR, EL CAJON, CA 92021-1336
Document Number	0000839407
Map Reference	MAP 2821
Instrument Date	Aug 31, 2020
Instrument	2020-0839407
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1279 PEPPER DR, EL CAJON, CA 92021-1336

Mortgage

Document Number	0000839408
Date	Dec 29, 2020
Instrument	2020-0839408

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Sep 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2018
Property Address	1279 PEPPER DR, EL CAJON, CA 92021-1336
Document Number	0000231801
Map Reference	MAP 2821
Instrument Date	May 9, 2018
Instrument	2018-0231801
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE COM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1279 PEPPER DR, EL CAJON, CA 92021-1336

Mortgage

Document Number	0000231802
Date	Jun 7, 2018
Instrument	2018-0231802

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

February 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 2, 2018
Property Address	1279 PEPPER DR, EL CAJON, CA 92021-1336
Instrument Date	Feb 1, 2018
Instrument	43387
Transaction Type	Mortgage
Record Updated	Feb 9, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	703 PIER AVE #707 HERMOSA BEACH CA 902543949, 707, HERMOSA BEACH, CA 90254-3949
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043387
Date	Feb 2, 2018
Instrument	43387

Lender

Name	PACIFIC PREMIER BK
Type	Bank
Address	17901 VON KARMAN AVE # 1200, IRVINE, CA 92614-5248

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2018
Property Address	1279 PEPPER DR, EL CAJON, CA 92021-1336
Document Number	0000021558
Instrument Date	Jan 5, 2018
Instrument	21558
Transaction Type	Foreclosure
Record Updated	Jan 30, 2018

Transaction

Amount	Amount Recorded
Tax	$433.40
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1820 W CARSON ST #202-285 TORRANCE CA 905012858, 202-28, TORRANCE, CA 90501-2858
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$605,820 (+2%) Land $402,720 Building $203,100
2025	$7,772.00 (+3.53%)	$593,942 (+4.04%) Land $394,824 Building $199,118
2023	$7,507.00 (+1.91%)	$570,881 Land $379,494 Building $191,387
2022	$7,366.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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