1273 Pepper Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1273 Pepper Dr, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,557 sqft · built 1953
Lot Size0.241 acres (10,500 sqft)
OwnerIndividual Name on File
Tax Bill$1,691 (2025)
Deeds & MortgagesApr 2026 Sale
Apr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN388-271-05-00

Property Details

APN / Parcel Number

Primary APN388-271-05-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,557 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area10,500 sqft (0.241 acres)

Location & Zoning

Street Address1273 PEPPER DR
CityEL CAJON
StateCA
Zip92021-1336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 21 TR 002821
Legal SubdivisionSOMERMONT HILLS
Legal Tract002821
Legal Block1
Legal Lot Number21
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract16502

Owner

1273 Pepper Dr is owned and occupied by an individual who acquired it in April 2025.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1273 PEPPER DR, EL CAJON, CA 92021-1336
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed, Transfer
ATLAS TITLE
Apr 13, 2026Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 25, 2025
Transfer Doc0000116389
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionSAN DIEGO CA
Recording DateApr 13, 2026
Property Address1273 PEPPER DR, EL CAJON, CA 92021-1336
Document Number0000101094
Instrument DateMar 31, 2026
Instrument2026101094
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyATLAS TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1273 PEPPER DR, EL CAJON, CA 92021-1336
InvestorPossibly a Property Investor

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 13, 2026
Property Address1273 PEPPER DR, EL CAJON, CA 92021-1336
Document Number0000101093
Instrument DateMar 31, 2026
Instrument2026101093
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyATLAS TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1273 PEPPER DR, EL CAJON, CA 92021-1336
InvestorPossibly a Property Investor

Mortgage

Document Number0000101095,
DateApr 13, 2026
Instrument2026101095
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1273 Pepper Dr was $1,691, up 5.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$83,359 (+2%) Land $25,892 Building $57,467
2025$1,691.00 (+5.56%)$81,726 Land $25,385 Building $56,341
2024$1,602.00 (+3.96%)
2023$1,541.00 (+3.35%) Homeowner's exemption$78,554 Land $24,400 Building $54,154
2022$1,491.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1273 Pepper Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1273 Pepper Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

Nearby Properties on Pepper Dr

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