1279 Lowell Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1279 Lowell Rd, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,119 sqft · built 1906
Lot Size	0.832 acres (36,250 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Sep 2023)
Tax Bill	$15,363 (2026)
Deeds & Mortgages	Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 39.68-1-10`

Property Details

APN / Parcel Number

Primary APN	`421500 39.68-1-10`
Alternative APN	`150003906800010100000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,119 sqft Living Area
1st Floor Area	1,922 sqft
2nd Floor Area	1,428 sqft
Upper Floors Area	769 sqft
Attic	Attic
Attic Area	769 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	36,250 sqft (0.832 acres)
Lot Dimensions	250 ft deep x 145 ft wide
Garage Type	Detached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	598 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1279 LOWELL RD
City	SCHENECTADY
State	NY
Zip	12308-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1010
Census Tract	33400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the General Electric Realty Plot listed 1980 · 125 contributing resources · NRIS 80002763

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1279 Lowell Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1279 LOWELL RD, SCHENECTADY, NY 12308-2513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Deed Document Number	202351455
Deed Book / Page	2115 / 824
Prior Transfer Date	Aug 15, 2016
Prior Transfer Doc	0000042511
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 12, 2023
Property Address	1279 LOWELL RD, SCHENECTADY, NY 12308-2513
Document Number	0000051455
Book / Page	2115 / 824
Instrument Date	Aug 31, 2023
Instrument	202351455
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 MAIN STB, LENOX, MA 01240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16839 CALBREO DRIVE, NAPLES, FL 34110-3273

Tax Assessment & Valuation

The 2026 property tax bill for 1279 Lowell Rd was $15,363, up 1.2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,363.00 (+1.2%)
2025	$15,181.00	$319,900 Land $48,000 Building $271,900	$529,723 Land $79,483 Building $450,240
2023		$319,900 Land $48,000 Building $271,900	$404,937 Land $60,760 Building $344,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1279 Lowell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1279 Lowell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20