Schenectady County and Schenectady City property record for 1262 Lowell Rd, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,089 sqft · built 1930 |
| Lot Size | 0.28 acres (12,235 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,000 (Aug 2017) |
| Tax Bill | $11,949 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.68-2-9 |
| Primary APN | 421500 39.68-2-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,089 sqft Living Area |
| 1st Floor Area | 1,289 sqft |
| 2nd Floor Area | 1,200 sqft |
| Upper Floors Area | 600 sqft |
| Attic | Attic |
| Attic Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 12,235 sqft (0.28 acres) |
| Lot Dimensions | 163 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 468 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1262 LOWELL RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 9.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 33400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the General Electric Realty Plot listed 1980 · 125 contributing resources · NRIS 80002763 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1262 LOWELL RD, SCHENECTADY, NY 12308-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Jul 22, 2021 | Warranty Deed, Transfer · FHA Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2017 · Amount on Record |
| Deed Sale | Aug 11, 2017 · Amount on Record |
| Prior Sale | May 10, 2016 · Amount on Record |
| Deed Document Number | 201736270 |
| Deed Book / Page | 1969 / 31 |
| Prior Transfer Date | Mar 30, 2016 |
| Prior Transfer Doc | 0000019954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1262 LOWELL RD, SCHENECTADY, NY 12308-2514 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000036273 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 4780/499 |
| Instrument | 201736273 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 22, 2021 |
| Property Address | 1262 LOWELL RD, SCHENECTADY, NY 12308-2514 |
| Document Number | 0000034738 |
| Book / Page | 2063 / 271 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 202134738 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,352.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1262 LOWELL RD, 1262, SCHENECTADY, NY 12308-2514 |
| Name | Verified Name |
|---|---|
| Address | 1452 WENDELL AVE, SCHENECTADY, NY 12308-2421 |
| Document Number | 0000035896 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 5124/776 |
| Instrument | 202135896 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,949.00 (+0.94%) | ||
| 2025 | $11,838.00 (+3.75%) | $252,000 (-) Land $41,000 Building $211,000 | $417,288 (+30.82%) Land $67,892 Building $349,396 |
| 2023 | $252,000 (-) Land $41,000 Building $211,000 | $318,987 (+3.8%) Land $51,899 Building $267,088 | |
| 2022 | $252,000 Land $41,000 Building $211,000 | $307,317 Land $50,000 Building $257,317 | |
| 2021 | $11,410.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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