1279 Howard St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 1279 Howard St, Cheboygan, MI 49721 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Tax Bill	$910 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-W56-003-007-01`

Property Details

APN / Parcel Number

Primary APN	`054-W56-003-007-01`

Exterior

Lot Area	29,185 sqft (0.67 acres)

Location & Zoning

Street Address	1279 HOWARD ST
City	CHEBOYGAN
State	MI
Zip	49721-1484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP OF AF WATSON'S FIRST ADDITION TO THE CITY OF CHEBOYGAN, LOTS 10 &11, BLK 3. (SEC 36,T38N,R2W) 1205/357;1455/922;1455/923
Legal Range	02W
Legal Township	038
Legal Section	36
Legal Subdivision	A F WATSONS 1ST ADD
Legal Lot Number	10-11
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	3
Census Block	3005
Census Tract	960200

Owner

Source: Cheboygan County records · APN 054-W56-003-007-01

Assessment roll updated June 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1279 HOWARD ST, CHEBOYGAN, MI 49721-1484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRAITS AREA FEDERAL CREDIT UNION
Jul 16, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 16, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 12, 2021
Transfer Doc	001455/922
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	1279 HOWARD ST, CHEBOYGAN, MI 49721-1484
Transaction Type	Mortgage
Record Updated	Mar 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 HOWARD ST, CHEBOYGAN, MI 49721-1484

Mortgage

Document Number	0000001468/0000000798
Date	Nov 29, 2021
Book Page	0000001468/0000000798

Lender

Name	STRAITS AREA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2041

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jul 16, 2021
Property Address	1279 HOWARD ST, CHEBOYGAN, MI 49721-1484
Document Number	001455/923
Book / Page	1455 / 923
Instrument Date	Jul 13, 2021
Transaction Type	Transfer
Record Updated	Mar 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 HOWARD ST, CHEBOYGAN, MI 49721-1484

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jul 16, 2021
Property Address	1279 HOWARD ST, CHEBOYGAN, MI 49721-1484
Document Number	001455/922
Book / Page	1455 / 922
Instrument Date	Jul 12, 2021
Transaction Type	Transfer
Record Updated	Mar 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 HOWARD ST, CHEBOYGAN, MI 49721-1484

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,900 (+57.36%)	$121,800 (+57.36%)
2025	$910.00 (-16.44%)
2023		$38,700	$77,400
2022	$1,089.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheboygan County (26031C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Presque Isle Electric & Gas Co-op. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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