1279 Dakota Dr, Elgin, IL 60120 Property Records

Cook County property record for 1279 Dakota Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,028 sqft · built 1959
Lot Size	0.189 acres (8,246 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2019)
Tax Bill	$6,332 (2023)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-120-021`

Property Details

APN / Parcel Number

Primary APN	`06-06-120-021`
Alternative APN	`06-06-120-021-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,246 sqft (0.189 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1279 DAKOTA DR
City	ELGIN
State	IL
Zip	60120-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(FOURTH) ADD TO (BLACKHAWK) MANOR A RESUB OF PT THIRD ADD TO BLACKHAWK MANOR OF LTS324-487 SEC 06-41-09
Legal Range	09E
Legal Township	41N
Legal Section	06
Legal Subdivision	FOURTH ADD TO BLACKHAWK
Legal Lot Number	324-4
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1012
Census Tract	804313

Owner

1279 Dakota Dr is owned and occupied by an individual who bought it in February 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1279 DAKOTA DR, ELGIN, IL 60120-2329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage KANE CNTY TEACHERS CU
Feb 14, 2019	Grant Deed, Transfer · Conventional with PMI KANE CNTY TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2019 · Amount on File
Deed Sale	Feb 14, 2019 · Amount on File
Deed Document Number	201946050
Prior Transfer Date	Mar 20, 1994
Prior Transfer Doc	0000000624
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1279 DAKOTA DR, ELGIN, IL 60120-2329
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026802049
Date	Sep 25, 2025
Instrument	2526802049

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1279 DAKOTA DR, ELGIN, IL 60120-2329
Document Number	2021139265
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 DAKOTA DR ELGIN IL 601202329, ELGIN, IL 60120-2329

Mortgage

Document Number	2021139265
Date	Jul 29, 2020
Instrument	21139265

Lender

Name	KANE CNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 28, 2035

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Feb 14, 2019
Property Address	1279 DAKOTA DR, ELGIN, IL 60120-2329
Document Number	1904546050
Instrument Date	Jan 22, 2019
Instrument	4546050
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 DAKOTA DR ELGIN IL 601202329, ELGIN, IL 60120-2329

Mortgage

Document Number	1904546051
Date	Feb 14, 2019
Instrument	4546051

Lender

Name	KANE CNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,000 Land $5,772 Building $20,228	$260,000 Land $57,720 Building $202,280
2023	$6,332.00 (+2.91%)
2022	$6,153.00	$21,999 Land $5,359 Building $16,640	$219,990 Land $53,590 Building $166,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1279 Dakota Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1279 Dakota Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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