1275 Dakota Dr, Elgin, IL 60120 Property Records

Cook County property record for 1275 Dakota Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,028 sqft · built 1959
Lot Size	0.189 acres (8,246 sqft)
Owner	Individual Name on Record
Tax Bill	$1,405 (2023)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-120-022`

Property Details

APN / Parcel Number

Primary APN	`06-06-120-022`
Alternative APN	`06-06-120-022-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,246 sqft (0.189 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1275 DAKOTA DR
City	ELGIN
State	IL
Zip	60120-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(FOURTH) ADD TO (BLACKHAWK) MANOR A RESUB OF PT THIRD ADD TO BLACKHAWK MANOR OF LTS324-487 SEC 06-41-09
Legal Range	09E
Legal Township	41N
Legal Section	06
Legal Subdivision	FOURTH ADD TO BLACKHAWK
Legal Lot Number	324-4
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1012
Census Tract	804313

Owner

Source: Cook County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1275 DAKOTA DR, ELGIN, IL 60120-2329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 6, 2026	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Apr 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026
Deed Sale	Mar 6, 2026
Prior Sale	Feb 16, 1994 · Amount on Record
Deed Document Number	202618020
Prior Transfer Date	Sep 10, 2025
Prior Transfer Doc	0000018020
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 5, 2026
Property Address	1275 DAKOTA DR, ELGIN, IL 60120-2329
Document Number	0000025211
Instrument Date	May 30, 2026
Instrument	202625211
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 DAKOTA DR, ELGIN, IL 60120-2329

Mortgage

Document Number	0000025211,
Date	Jun 5, 2026
Instrument	202625211

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Mar 6, 2026
Property Address	1275 DAKOTA DR, ELGIN, IL 60120-2329
Document Number	0006518020
Map Reference	DOC 1889895
Instrument Date	Sep 10, 2025
Instrument	2606518020
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	SERVICELINK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 DAKOTA DR, ELGIN, IL 60120-2329

Mortgage

Document Number	0006518021
Date	Mar 6, 2026
Instrument	2606518021

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 5, 2017
Property Address	1275 DAKOTA DR, ELGIN, IL 60120-2329
Document Number	1709544017
Instrument Date	Mar 8, 2017
Instrument	9544017
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1275 DAKOTA DR ELGIN IL 601202329, ELGIN, IL 60120-2329

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,000 (+19.05%) Land $5,772 Building $19,228	$250,000 (+19.05%) Land $57,720 Building $192,280
2023	$1,405.00 (-0.28%) Homeowner's exemption Senior Citizen's exemption	$20,999 (-) Land $5,359 Building $15,640	$209,990 (-) Land $53,590 Building $156,400
2022	$1,409.00 Homeowner's exemption Senior Citizen's exemption	$20,999 Land $5,359 Building $15,640	$209,990 Land $53,590 Building $156,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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