12787 Cherrywood St, Poway, CA 92064 Property Records

San Diego County property record for 12787 Cherrywood St, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,099 sqft · built 1988
Lot Size0.251 acres (10,939 sqft)
Owner2 Individual Names on Record
Last Sale$1,785,000 (Dec 2024)
Tax Bill$20,358 (2025)
Deeds & MortgagesJun 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN314-761-19-00

Property Details

APN / Parcel Number

Primary APN314-761-19-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,099 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area10,939 sqft (0.251 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address12787 CHERRYWOOD ST
CityPOWAY
StateCA
Zip92064-6452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC-2
Legal DescriptionLOT 180 TR 011695
Legal SubdivisionPOWAY #4191-2R
Legal Tract011695
Legal Block1
Legal Lot Number180
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1002
Census Tract17040

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12787 CHERRYWOOD ST, POWAY, CA 92064-6452
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2024 · Amount on Record
Deed SaleDec 10, 2024 · Amount on Record
Prior SaleJan 10, 2012 · Amount on Record
Deed Document Number2024341096
Prior Transfer DateDec 6, 2011
Prior Transfer Doc0000013103
Record UpdatedOct 29, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12787 CHERRYWOOD ST, POWAY, CA 92064-6452
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12787 CHERRYWOOD ST, POWAY, CA 92064-6452

Mortgage

Document Number0000157397
DateJun 21, 2024
Instrument2024-0157397
Lender
NameEQUITY ONE INC
TypeSubprime Lender
AddressDEL MAR, CA 92014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJun 1, 2025

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,820,700 (+2%) Land $1,249,500 Building $571,200
2025$20,358.00 (+104.97%)$1,785,000 (+103.94%) Land $1,225,000 Building $560,000
2023$9,932.00 (+1.68%) Homeowner's exemption$875,269 Land $543,272 Building $331,997
2022$9,768.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, San Diego Broadband, Spectrum.

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