12782 Cherrywood St, Poway, CA 92064 Property Records

San Diego County property record for 12782 Cherrywood St, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,031 sqft · built 1988
Lot Size	0.28 acres (12,187 sqft)
Owner	Company Name on Record
Last Sale	$685,000 (Jul 2015)
Tax Bill	$9,290 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`314-761-41-00`

Property Details

APN / Parcel Number

Primary APN	`314-761-41-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,031 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	12,187 sqft (0.28 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	12782 CHERRYWOOD ST
City	POWAY
State	CA
Zip	92064-6453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-2
Legal Description	LOT 202 TR 011695
Legal Subdivision	POWAY 4191-2R
Legal Tract	011695
Legal Block	1
Legal Lot Number	202
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17040

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12782 CHERRYWOOD ST, POWAY, CA 92064-6453
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit MY POINT CU SD
Sep 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2015 · Amount on Record
Deed Sale	Jul 16, 2015 · Amount on Record
Prior Sale	Apr 26, 2010 · Amount on Record
Deed Document Number	2015375027
Prior Transfer Date	Aug 20, 1993
Prior Transfer Doc	0000569714
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12782 CHERRYWOOD ST, POWAY, CA 92064-6453
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12782 CHERRYWOOD ST, POWAY, CA 92064-6453

Mortgage

Document Number	0000343254
Date	Dec 13, 2023
Instrument	2023-0343254

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12782 CHERRYWOOD ST, POWAY, CA 92064-6453
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000361565
Date	Jul 8, 2020
Instrument	2020-0361565

Lender

Name	MY POINT CU SD
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 6, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2020
Property Address	12782 CHERRYWOOD ST, POWAY, CA 92064-6453
Document Number	0000526554
Instrument Date	Jun 5, 2020
Instrument	526554
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12782 CHERRYWOOD ST POWAY CA 920646453, POWAY, CA 92064-6453

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2020
Property Address	12782 CHERRYWOOD ST, POWAY, CA 92064-6453
Document Number	0000526549
Instrument Date	Jun 5, 2020
Instrument	526549
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12782 CHERRYWOOD ST POWAY CA 920646453, POWAY, CA 92064-6453

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$827,110 (+2%) Land $348,253 Building $478,857
2025	$9,290.00 (+4.85%) Homeowner's exemption	$810,893 (+4.04%) Land $341,425 Building $469,468
2023	$8,860.00 (+1.68%) Homeowner's exemption	$779,407 Land $328,168 Building $451,239
2022	$8,714.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, San Diego Broadband, Spectrum.

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