Pinellas County property record for 12787 137th Ln, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,640 sqft · built 1981 |
| Lot Size | 0.185 acres (8,041 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Mar 2004) |
| Tax Bill | $2,522 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-4682-3 |
| Primary APN | C62-000-749-4682-3 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,494 sqft |
| 1st Floor Area | 1,640 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,041 sqft (0.185 acres) |
| Lot Dimensions | 115 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 414 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R74583 |
|---|---|
| Street Address | 12787 137TH LN |
| City | LARGO |
| State | FL |
| Zip | 33774-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROVE LAKE MANOR S 70FT OF LOT 122 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 7 |
| Legal Subdivision | GROVE LAKE MANOR |
| Legal Tract | 33840 |
| Legal Lot Number | 122 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 25209 |
12787 137th Ln is owned and occupied by two individuals who acquired it in May 2018.
Source: Pinellas County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12787 137TH LN, LARGO, FL 33774-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| May 16, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2004 · Amount on File |
| Deed Sale | Mar 2, 2004 · Amount on File |
| Deed Document Number | 200489510 |
| Deed Book / Page | 13406 / 747 |
| Last Transfer Date | May 15, 2018 |
| Transfer Doc | 0200532370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12787 137TH LN, LARGO, FL 33774-2412 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12787 137TH LN, LARGO, FL 33774-2412 |
| Document Number | 0216742555 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 21674/2555 |
| Instrument | 2021270032 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 16, 2018 |
| Property Address | 12787 137TH LN, LARGO, FL 33774-2412 |
| Document Number | 0200532370 |
| Book / Page | 020053 / 002370 |
| Instrument Date | May 15, 2018 |
| Instrument | 155748 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12787 137TH LN LARGO FL 337742412, LARGO, FL 33774-2412 |
The 2025 property tax bill for 12787 137th Ln was $2,522 with a homeowner's exemption, up 6.1% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,522.00 (+6.06%) Homeowner's exemption | $175,074 | $397,127 Land $135,473 Building $261,654 |
| 2024 | $2,378.00 (+2.24%) | ||
| 2023 | $2,326.00 (+3.42%) Homeowner's exemption | $165,184 (+3%) | $348,389 (+7.15%) Land $157,720 Building $190,669 |
| 2022 | $2,249.00 Homeowner's exemption | $160,373 | $325,140 Land $172,371 Building $152,769 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12787 137th Ln in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 27 (1979–2024) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12787 137th Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile.
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