12784 137th Ln, Largo, FL 33774 Property Records

Pinellas County property record for 12784 137th Ln, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,302 sqft · built 1959
Lot Size	0.196 acres (8,542 sqft)
Owner	2 Individual Names on File
Last Sale	$266,000 (Dec 2019)
Tax Bill	$3,858 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-4666-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-4666-6`
Alternative APNs	`07-30-15-33840-000-1060` `301507338400001060` `153007338400001060` `R74567`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,302 sqft Living Area
Gross Area	1,974 sqft
1st Floor Area	1,302 sqft
Flooring	Carpet

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,542 sqft (0.196 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	370 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R74567
Street Address	12784 137TH LN
City	LARGO
State	FL
Zip	33774-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVE LAKE MANOR LOT 106
Legal Range	15E
Legal Township	30S
Legal Section	7
Legal Subdivision	GROVE LAKE MANOR
Legal Tract	33840
Legal Lot Number	106
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2001
Census Tract	25209

Owner

12784 137th Ln is owned and occupied by two individuals who bought it in December 2019.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12784 137TH LN, LARGO, FL 33774-2411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage OUTAMATION INC
Aug 18, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 17, 2019	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on File
Deed Sale	Dec 17, 2019 · Amount on File
Prior Sale	Sep 25, 2015 · Amount on File
Deed Document Number	2019401701
Deed Book / Page	20810 / 1772
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12784 137TH LN, LARGO, FL 33774-2411
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12784 137TH LN, LARGO, FL 33774-2411

Mortgage

Document Number	0234820338
Date	Mar 10, 2026
Book Page	23482/338
Instrument	2026064985

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	SOUTHLAKE, TX 76092

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	286 Months
Due	Jan 1, 2050

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12784 137TH LN, LARGO, FL 33774-2411
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12784 137TH LN, LARGO, FL 33774-2411

Mortgage

Document Number	0225390752
Date	Aug 18, 2023
Book Page	22539/752
Instrument	2023214998

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Jan 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 17, 2019
Property Address	12784 137TH LN, LARGO, FL 33774-2411
Document Number	0208101772
Book / Page	020810 / 001772
Instrument Date	Dec 16, 2019
Instrument	401701
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	PENINSULAR TITLE COMPANY INC, PENINSULAR TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,862.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12784 137TH LN LARGO FL 337742411, LARGO, FL 33774-2411

Mortgage

Document Number	208101774
Date	Dec 17, 2019
Book Page	020810/001774
Instrument	401702

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12784 137th Ln was $3,858 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,858.00 Homeowner's exemption	$245,408	$378,182 Land $144,451 Building $233,731
2023	$3,581.00 (+3.05%) Homeowner's exemption	$231,546 (+3%)	$339,440 (+7.9%) Land $170,601 Building $168,839
2022	$3,475.00 Homeowner's exemption	$224,802	$314,589 Land $181,269 Building $133,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12784 137th Ln in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	27 (1979–2024)
Claims Outside the SFHA	15 of 27
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Hermine, Sep 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12784 137th Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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