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12786 Edgewater Pointe, Winnebago, IL 61088 Property Records

Winnebago County property record for 12786 Edgewater Pointe, Winnebago, IL 61088

Property Summary

Property TypeSingle Family Home
Details2,000 sqft · built 1997
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Aug 2022)
Tax Bill$7,523 (2025)
Deeds & MortgagesAug 2022 Sale
Mar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN09-25-253-026

Property Details

APN / Parcel Number

Primary APN09-25-253-026
Alternative APNs
  • 925253026
  • 457 081

Interior

Building Area2,000 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area22,216 sqft (0.51 acres)
Garage TypeAttached
Garage Area1,012 sqft

Location & Zoning

Street Address12786 EDGEWATER POINTE
CityWINNEBAGO
StateIL
Zip61088-8018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePCD
Legal DescriptionWESTLAKE VILLAGE NO 1 PT SEC 25 & 36-27-10 & PT SEC 31-27-11 LOT 71
Legal Range11
Legal Township27
Legal Section31
Legal SubdivisionWESTLAKE VILLAGE NO 1
Legal Lot Number71
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group4
Census Block4021
Census Tract4300

Owner

12786 Edgewater Pointe is owned and occupied by an individual who acquired it in October 2024.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address12786 EDGEWATER POINTE, WINNEBAGO, IL 61088-8018
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Deed, Transfer
Mar 26, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2022 · Amount on File
Deed SaleAug 10, 2022 · Amount on File
Prior SaleMay 15, 1997 · Amount on File
Deed Document Number202224719
Last Transfer DateOct 16, 2024
Transfer Doc0000027448
Record UpdatedSep 20, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionWINNEBAGO IL
Recording DateAug 10, 2022
Property Address12786 EDGEWATER POINTE, WINNEBAGO, IL 61088-8018
Document Number0000024719
Map ReferenceBK41 PG2A 2B 3A 3B
Instrument DateAug 8, 2022
Instrument2224719
Transaction TypeTransfer
Record UpdatedAug 31, 2022

Transaction

AmountAmount on Record
Tax$450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12786 EDGEWATER POINTE, WINNEBAGO, IL 61088-8018

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINNEBAGO IL
Recording DateMar 26, 2019
Property Address12786 EDGEWATER POINTE, WINNEBAGO, IL 61088-8018
Document Number0001007691
Instrument DateJan 17, 2019
Instrument1007691
Transaction TypeTransfer
Record UpdatedApr 19, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12786 EDGEWATER POINTE WINNEBAGO IL 610888018, WINNEBAGO, IL 61088-8018

Tax Assessment & Valuation

The 2025 property tax bill for 12786 Edgewater Pointe was $7,523.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,523.00$119,725 Land $31,397 Building $88,328$359,175 Land $94,191 Building $264,984
2022Homeowner's exemption$90,077 Land $24,782 Building $65,295$270,231 Land $74,346 Building $195,885

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12786 Edgewater Pointe in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12786 Edgewater Pointe is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WESTLAKE
private · serves 1,493 people · EPA ID IL2010070
Water SourceGroundwater
Last State InspectionFeb 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AaroBand.

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