12784 Rainbow Dr, Truckee, CA 96161 Property Records

Nevada County property record for 12784 Rainbow Dr, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,600 sqft · built 1979
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (May 2016)
Tax Bill	$6,859 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-510-019-000`

Property Details

APN / Parcel Number

Primary APN	`016-510-019-000`
Alternative APN	`16-510-19-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Traditional
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Old Parcel Number	16-510-19-000
Street Address	12784 RAINBOW DR
City	TRUCKEE
State	CA
Zip	96161-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 PROSSER LAKEVIEW ESTS 5
Legal Subdivision	PROSSER LAKEVIEW ESTS 5
Legal Lot Number	54
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	2
Census Block	2006
Census Tract	1207

Owner

12784 Rainbow Dr is owned by an individual who acquired it in February 2019.

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	311 GRANDVIEW CT, HEALDSBURG, CA 95448-4307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Feb 15, 2019	Quit Claim Deed, Transfer STEARNS LNDG
Feb 15, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2016 · Amount on File
Deed Sale	May 20, 2016 · Amount on File
Prior Sale	Apr 22, 2005 · Amount on File
Deed Document Number	201610456
Last Transfer Date	Feb 6, 2019
Transfer Doc	0000002881
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12784 RAINBOW DR, TRUCKEE, CA 96161-2673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATL TTL INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011426
Date	May 28, 2020
Instrument	20200011426

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 15, 2019
Property Address	12784 RAINBOW DR, TRUCKEE, CA 96161-2673
Document Number	0000002882
Instrument Date	Feb 6, 2019
Instrument	2882
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	311 GRANDVIEW CT HEALDSBURG CA 954484307, HEALDSBURG, CA 95448-4307

Mortgage

Document Number	2883
Date	Feb 15, 2019
Instrument	2883

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 15, 2019
Property Address	12784 RAINBOW DR, TRUCKEE, CA 96161-2673
Document Number	0000002881
Instrument Date	Feb 6, 2019
Instrument	2881
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 GRANDVIEW CT HEALDSBURG CA 954484307, HEALDSBURG, CA 95448-4307

Tax Assessment & Valuation

The 2025 property tax bill for 12784 Rainbow Dr was $6,859.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$573,543 (+2%) Land $111,687 Building $461,856
2025	$6,859.00	$562,298 Land $109,498 Building $452,800
2023	$6,697.00 (+2.01%)	$540,465 Land $105,247 Building $435,218	$713,790
2022	$6,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12784 Rainbow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12784 Rainbow Dr is high, ranking above 83% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 63% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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