Dakota County property record for 12782 Florida Ln, Apple Valley, MN 55124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,100 sqft · built 1987 |
| Lot Size | 0.344 acres (14,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $545,000 (Jun 2020) |
| Tax Bill | $7,934 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-52010-03-030 |
| Primary APN | 01-52010-03-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,100 sqft Living Area |
| Gross Area | 4,905 sqft |
| 1st Floor Area | 1,777 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Lot Area | 14,973 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 805 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 12782 FLORIDA LN |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55124-7984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORDIC WOODS 11TH ADDITION 3 3 |
| Legal Subdivision | NORDIC WOODS 11TH ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 30 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | APPLE VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 60822 |
Source: Dakota County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12782 FLORIDA LN, SAINT PAUL, MN 55124-7984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 7, 2017 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Jun 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on Record |
| Deed Sale | Jun 5, 2020 · Amount on Record |
| Prior Sale | Mar 15, 2013 · Amount on Record |
| Deed Document Number | 20203374831 |
| Prior Transfer Date | Nov 11, 2011 |
| Prior Transfer Doc | 0002920726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 12782 FLORIDA LN, APPLE VALLEY, MN 55124-7984 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003181155 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 3181155 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Jun 5, 2020 |
| Property Address | 12782 FLORIDA LN, APPLE VALLEY, MN 55124-7984 |
| Document Number | 0003374831 |
| Instrument Date | May 21, 2020 |
| Instrument | 3374831 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | CAMBRIA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,798.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12782 FLORIDA LN, APPLE VALLEY, MN 55124-7984 |
| Document Number | 0003374832 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 3374832 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Apple Valley City |
| County | Dakota County |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,934.00 | $610,600 Land $136,700 Building $473,900 | $610,600 Land $136,700 Building $473,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Apple Valley serves 50,300 people · EPA ID MN1190001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire.
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