12745 Florida Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12745 Florida Ln, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,780 sqft · built 1991
Lot Size	0.34 acres (14,797 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Aug 2022)
Tax Bill	$6,980 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-67500-01-020`

Property Details

APN / Parcel Number

Primary APN	`01-67500-01-020`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,780 sqft Living Area
Gross Area	4,524 sqft
1st Floor Area	1,375 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	14,797 sqft (0.34 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	12745 FLORIDA LN
City	SAINT PAUL
State	MN
Zip	55124-7985
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW ESTATES 2 1
Legal Subdivision	SHADOW ESTATES
Legal Block	1
Legal Lot Number	20
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	60822

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12745 FLORIDA LN, SAINT PAUL, MN 55124-7985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU
Nov 17, 2021	Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	20221451957
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 17, 2022
Property Address	12745 FLORIDA LN, APPLE VALLEY, MN 55124-7985
Document Number	0003554009
Instrument Date	Aug 12, 2022
Instrument	3554009
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,046.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12745 FLORIDA LN, APPLE VALLEY, MN 55124-7985

Mortgage

Document Number	0003554010
Date	Aug 17, 2022
Instrument	3554010

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 1, 2037
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	9.5%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DAKOTA MN
Recording Date	Nov 17, 2021
Property Address	12745 FLORIDA LN, APPLE VALLEY, MN 55124-7985
Document Number	0003506149
Instrument Date	Nov 10, 2021
Instrument	3506149
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,914.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12745 FLORIDA LN, APPLE VALLEY, MN 55124-7985
Investor	Possibly a Property Investor

Mortgage

Document Number	0003506150
Date	Nov 17, 2021
Instrument	3506150

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12745 FLORIDA LN, APPLE VALLEY, MN 55124-7985
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12745 FLORIDA LN, APPLE VALLEY, MN 55124-7985

Mortgage

Document Number	0003487431
Date	Aug 30, 2021
Instrument	3487431

Lender

Name	US BANK NA
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	350 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12745 FLORIDA LN, APPLE VALLEY, MN 55124-7985
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12745 FLORIDA LN, APPLE VALLEY, MN 55124-7985

Mortgage

Document Number	0003407408
Date	Oct 19, 2020
Instrument	3407408

Lender

Name	US BANK NA
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,980.00 (+27.89%)	$546,800 (+6.98%) Land $132,700 Building $414,100	$546,800 (+6.98%) Land $132,700 Building $414,100
2023	$5,458.00 Homeowner's exemption
2022		$511,100 Land $132,500 Building $378,600	$511,100 Land $132,500 Building $378,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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