12781 Ginger Dr, Jacksonville, FL 32223 Property Records

Duval County property record for 12781 Ginger Dr, Jacksonville, FL 32223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,971 sqft · built 1980
Lot Size	0.257 acres (11,202 sqft)
Owner	2 Individual Names on File
Last Sale	$213,500 (Dec 2016)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158182-2016`

Property Details

APN / Parcel Number

Primary APN	`158182-2016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,971 sqft Living Area
Gross Area	2,523 sqft
1st Floor Area	1,611 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,202 sqft (0.257 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	114 sqft
Gazebo	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12781 GINGER DR
City	JACKSONVILLE
State	FL
Zip	32223-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	36-97 18-4S-27E FLYNN FOREST LOT 7
Legal Range	27E
Legal Township	04S
Legal Section	18
Legal Subdivision	FLYNN FOREST
Legal Lot Number	7
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2012
Census Tract	16804

Owner

Source: Duval County records · APN 158182-2016

Assessment roll updated June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12781 GINGER DR, JACKSONVILLE, FL 32223-1844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2016 · Amount on Record
Deed Sale	Dec 28, 2016 · Amount on Record
Prior Sale	Jun 20, 2002 · Amount on Record
Deed Document Number	2016295011
Deed Book / Page	17824 / 2078
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12781 GINGER DR, JACKSONVILLE, FL 32223-1844
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12781 GINGER DR, JACKSONVILLE, FL 32223-1844

Mortgage

Document Number	0196202321
Date	Mar 08, 2021
Book Page	19620/2321
Instrument	2021060645

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company
Address	JACKSONVILLE, FL 32211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,431 (+2.7%)	$295,439 (+1.91%) Land $113,848 Building $181,591
2025	$3,299.00 (+8.13%) Homeowner's exemption	$205,873 (+5.99%)	$289,890 (-8.84%) Land $112,320 Building $177,570
2024	$3,051.00 (+3%)
2023	$2,962.00 (+9.34%) Homeowner's exemption	$194,244 (+3%)	$317,995 (+9.26%) Land $112,320 Building $205,675
2022	$2,709.00 Homeowner's exemption	$188,587	$291,051 Land $95,040 Building $196,011

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	28 (1992–2020)
Claims Outside the SFHA	24 of 28
Most Recent Claim	Jul 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
IQ Fiber Intermediate Holdings Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 343 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.