Duval County property record for 12748 Ginger Dr, Jacksonville, FL 32223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,934 sqft · built 1982 |
| Lot Size | 0.249 acres (10,859 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,626 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 158182-2028 |
| Primary APN | 158182-2028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,934 sqft Living Area |
| Gross Area | 2,550 sqft |
| 1st Floor Area | 1,664 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,859 sqft (0.249 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12748 GINGER DR |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32223-1844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-90 |
| Legal Description | 36-97 18-4S-27E FLYNN FOREST LOT 13 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 18 |
| Legal Subdivision | FLYNN FOREST |
| Legal Lot Number | 13 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 16804 |
Source: Duval County records · APN 158182-2028
Assessment roll updated June 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12748 GINGER DR, JACKSONVILLE, FL 32223-1844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage STRONG HOME MORTGAGE LLC |
| Dec 17, 2019 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2022 |
| Deed Sale | Jun 14, 2022 |
| Prior Sale | May 20, 1996 · Amount on Record |
| Deed Document Number | 2022158234 |
| Deed Book / Page | 20321 / 1529 |
| Prior Transfer Date | Jun 07, 2022 |
| Prior Transfer Doc | 0203211529 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 14, 2022 |
| Property Address | 12748 GINGER DR, JACKSONVILLE, FL 32223-1844 |
| Document Number | 0203211529 |
| Book / Page | 20321 / 1529 |
| Map Reference | MB 36 PG 97&97A |
| Instrument Date | Jun 07, 2022 |
| Instrument | 2022158234 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Title Company | TITLE VEST, TITLE VESTING |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12748 GINGER DR, 12748, JACKSONVILLE, FL 32223-1844 |
| Name | Verified Name |
|---|---|
| Address | 12748 GINGER DR, JACKSONVILLE, FL 32223-1844 |
| Document Number | 0203211531 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 20321/1531 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12748 GINGER DR, JACKSONVILLE, FL 32223-1844 |
| Document Number | 0190780888 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12748 GINGER DR JACKSONVILLE FL 322231844, JACKSONVILLE, FL 32223-1844 |
| Document Number | 0190780888 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 019078/000888 |
| Instrument | 17066 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 21, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,474 (+2.7%) | $262,256 (+1.86%) Land $112,983 Building $149,273 | |
| 2025 | $2,626.00 (+9.78%) Homeowner's exemption | $167,940 (+5.99%) | $257,465 (-8.02%) Land $112,320 Building $145,145 |
| 2024 | $2,392.00 (+3.15%) | ||
| 2023 | $2,319.00 (+9.54%) Homeowner's exemption | $158,454 (+3%) | $279,916 (+9.98%) Land $112,320 Building $167,596 |
| 2022 | $2,117.00 Homeowner's exemption | $153,839 | $254,522 Land $95,040 Building $159,482 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 28 (1992–2020) |
| Claims Outside the SFHA | 24 of 28 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 343 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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