Mille Lacs County property record for 12781 320th St, Onamia, MN 56359 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 880 sqft · built 1954 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jul 2019) |
| Tax Bill | $2,056 (2026) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Apr 2019 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 14-030-0601 |
| Primary APN | 14-030-0601 |
|---|
| Building Area | 880 sqft Living Area |
|---|
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 1,064 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 160 sqft |
| Street Address | 12781 320TH ST |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-2843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 20 ACRES OF E 1/2 OF GOV LOT 1 (NW OF NW) 30 41 26 20.00 |
| Legal Range | 26 |
| Legal Township | 41 |
| Legal Section | 30 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 970200 |
Source: Mille Lacs County records · APN 14-030-0601
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12781 320TH ST, ONAMIA, MN 56359-2843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Apr 05, 2019 | Affidavit, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on Record |
| Deed Sale | Jul 24, 2019 · Amount on Record |
| Deed Document Number | 2019412352 |
| Prior Transfer Date | Apr 05, 2019 |
| Prior Transfer Doc | A410944 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jul 24, 2019 |
| Property Address | 12781 320TH ST, ONAMIA, MN 56359-2843 |
| Document Number | A412352 |
| Instrument Date | Jul 19, 2019 |
| Instrument | A412352 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12781 320TH ST, ONAMIA, MN 56359-2843 |
| Document Number | A412353 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | A412353 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Apr 05, 2019 |
| Property Address | 12781 320TH ST, ONAMIA, MN 56359-2843 |
| Document Number | A410944 |
| Instrument Date | Apr 05, 2019 |
| Instrument | A410944 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25564 COUNTY ROAD 2, GARRISON, MN 56450-2100 |
Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Onamia Township |
| Unified School District | Onamia Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,056.00 (+2.29%) | ||
| 2025 | $2,010.00 (+17.68%) | $213,800 (-3.52%) Land $91,500 Building $122,300 | $213,800 (-3.52%) Land $91,500 Building $122,300 |
| 2023 | $1,708.00 | $221,600 Land $80,000 Building $141,600 | $221,600 Land $80,000 Building $141,600 |
Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 40% of the US · above 70% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures