Mille Lacs County property record for 12328 320th St, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 1,440 sqft |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $15 (2026) |
| Deeds & Mortgages | Dec 2022 Sale Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-019-1001 |
| Primary APN | 14-019-1001 |
|---|
| Building Area | 1,440 sqft Living Area |
|---|
| Lot Area | 261,360 sqft (6 acres) |
|---|
| Street Address | 12328 320TH ST |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-2844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 467 FT OF E 467 FT OF SW OF SE & S 467 FT OF W 93 FT OF SE OF SE SEE 12/7/22 SURVEY |
| Legal Range | 26 |
| Legal Township | 41 |
| Legal Section | 19 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 970300 |
12328 320th St, a single family home, is owned by two individuals.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 LOS LAGOS DR, 26, HOT SPRINGS VILLAGE, AR 71909-3187 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Mar 8, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 27, 2022 |
| Property Address | 12328 320TH ST, ONAMIA, MN 56359-2844 |
| Document Number | 000A434569 |
| Instrument Date | Dec 22, 2022 |
| Instrument | A434569 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12328 320TH ST, ONAMIA, MN 56359-2844 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Mar 8, 2022 |
| Property Address | 12328 320TH ST, ONAMIA, MN 56359-2844 |
| Document Number | 000A430214 |
| Instrument Date | Mar 4, 2022 |
| Instrument | A430214 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $75.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12328 320TH ST, ONAMIA, MN 56359-2844 |
The 2026 property tax bill for 12328 320th St was $15.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Onamia Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15.00 | $150,700 (+3.65%) Land $71,000 Building $79,700 | $150,700 (+3.65%) Land $71,000 Building $79,700 |
| 2025 | $145,400 Land $64,500 Building $80,900 | $145,400 Land $64,500 Building $80,900 | |
| 2023 | $33.00 | $151,500 Land $56,000 Building $95,500 | $151,500 Land $56,000 Building $95,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12328 320th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12328 320th St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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