12780 N Cascade Rd, Dubuque, IA 52003 Property Records

Dubuque County property record for 12780 N Cascade Rd, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 596 sqft · built 1900
Lot Size	0.639 acres (27,878 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,300 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-04-302-006`

Property Details

APN / Parcel Number

Primary APN	`15-04-302-006`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	596 sqft Living Area
1st Floor Area	596 sqft
Basement Area	298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Cottage
Exterior Material	Vinyl
Construction Type	Wood Frame
Lot Area	27,878 sqft (0.639 acres)
Lot Dimensions	117 ft deep x 256 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	64 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	12780 N CASCADE RD
City	DUBUQUE
State	IA
Zip	52003-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 2-1-2 NW SW - SEC 04 T88N R2E;
Legal Range	02E
Legal Township	88N
Legal Section	04
Legal Lot Number	1,2 1
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	2
Census Block	2019
Census Tract	10101

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14371 N CASCADE RD, DUBUQUE, IA 52003-9206
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Apr 16, 2019	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	12780 N CASCADE RD, DUBUQUE, IA 52003-9679
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003458
Date	Mar 3, 2021
Instrument	2021-00003458

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	12780 N CASCADE RD, DUBUQUE, IA 52003-9679
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003675
Date	Apr 16, 2019
Instrument	2019-00003675

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,400 (+4.77%) Land $63,500 Building $52,900	$116,400 (+4.77%) Land $63,500 Building $52,900
2024	$1,300.00 (+11.49%)
2023		$111,100 (+21.71%) Land $60,500 Building $50,600	$111,100 (+21.71%) Land $60,500 Building $50,600
2022	$1,166.00 Homeowner's exemption	$91,280 Land $56,000 Building $35,280
2021			$91,280 Land $56,000 Building $35,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on N Cascade Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures