12685 N Cascade Rd, Dubuque, IA 52003 Property Records

Dubuque County property record for 12685 N Cascade Rd, Dubuque, IA 52003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,508 sqft · built 1976
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Last Sale$207,500 (Apr 2017)
Tax Bill$3,108 (2024)
Deeds & MortgagesMay 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-04-326-002

Property Details

APN / Parcel Number

Primary APN15-04-326-002

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,508 sqft Living Area
1st Floor Area1,508 sqft
Basement Area1,508 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area47,916 sqft (1.1 acres)
Deck Area105 sqft
Patio Area105 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil

Location & Zoning

Street Address12685 N CASCADE RD
CityDUBUQUE
StateIA
Zip52003-9731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCO
Legal DescriptionLOT 2-2 NE SW - SEC 04 T88N R2E;
Legal Range02E
Legal Township88N
Legal Section04
Legal Lot Number2
JurisdictionDUBUQUE IA
Township / Civil DivisionTABLE MOUND
Census Block Group3
Census Block3039
Census Tract10104

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12685 N CASCADE RD, DUBUQUE, IA 52003-9731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2017 · Amount on Record
Deed SaleApr 21, 2017 · Amount on Record
Deed Document Number2017-00004579
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address12685 N CASCADE RD, DUBUQUE, IA 52003-9731
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003938
DateMay 2, 2023
Instrument2023-00003938
Lender
NameDUTRAC COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52004
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 1, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$283,400 (+2.72%) Land $75,800 Building $207,600$283,400 (+2.72%) Land $75,800 Building $207,600
2024$3,108.00 (+7.62%)
2023$275,900 (+29.57%) Land $72,200 Building $203,700$275,900 (+29.57%) Land $72,200 Building $203,700
2022$2,888.00 Homeowner's exemption$212,940 Land $66,880 Building $146,060
2021$212,940 Land $66,880 Building $146,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Maquoketa Valley Electric Cooperative
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on N Cascade Rd

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