San Bernardino County property record for 12780 Lakota Rd, Apple Valley, CA 92308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1998 |
| Lot Size | 0.436 acres (19,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $361,000 (Apr 2025) |
| Tax Bill | $2,951 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 3087-424-15-0000 |
| Primary APN | 3087-424-15-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 1,200 sqft |
| Family Room | Family Room |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 19,000 sqft (0.436 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 12780 LAKOTA RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92308-7002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3928 LOT 264 TRACT NO 3928 LOT 264 EX WTR RTS AND EX 1/2 MNL RTS WOSE |
| Legal Subdivision | TOWN OF APPLE VALLEY |
| Legal Tract | 3928 |
| Legal Block | 1 |
| Legal Lot Number | 264 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 9720 |
12780 Lakota Rd is owned by an individual who bought it in April 2025.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2159 OSWOOD LN, BULLHEAD CITY, AZ 86442-5222 |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 18, 2020 | Grant Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2025 · Amount on File |
| Deed Sale | Apr 10, 2025 · Amount on File |
| Prior Sale | May 18, 2020 · Amount on File |
| Deed Document Number | 202578151 |
| Prior Transfer Date | Mar 31, 2025 |
| Prior Transfer Doc | 0000078150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12780 LAKOTA RD, APPLE VALLEY, CA 92308-7002 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12780 LAKOTA RD, APPLE VALLEY, CA 92308-7002 |
| Document Number | 0000362961 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 2022-0362961 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 18, 2020 |
| Property Address | 12780 LAKOTA RD, APPLE VALLEY, CA 92308-7002 |
| Document Number | 0000165723 |
| Map Reference | MB 50 PG 51-53 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 2020-0165723 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12780 LAKOTA RD, APPLE VALLEY, CA 92308-7002 |
| Document Number | 0000165724 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 2020-0165724 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 12780 Lakota Rd was $2,951.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $368,220 (+47.67%) Land $73,644 Building $294,576 | |
| 2025 | $2,951.00 Homeowner's exemption | $249,352 Land $49,870 Building $199,482 |
| 2023 | $2,841.00 (+1.54%) Homeowner's exemption | $239,669 Land $47,933 Building $191,736 |
| 2022 | $2,798.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12780 Lakota Rd in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12780 Lakota Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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