Contra Costa County property record for 1278 Windermere Way, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,230 sqft · built 1955 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $895,000 (Jan 2025) |
| Tax Bill | $10,668 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 132-187-011-3 |
| Primary APN | 132-187-011-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,230 sqft Living Area |
| 1st Floor Area | 1,382 sqft |
| 2nd Floor Area | 848 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 6,300 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1278 WINDERMERE WAY |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-3344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | TRACT 2165 LOT 367 |
| Legal Subdivision | SUBDIVISION 2165 |
| Legal Tract | 2165 |
| Legal Lot Number | 367 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 334001 |
1278 Windermere Way is owned and occupied by two individuals who bought it in January 2025.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1278 WINDERMERE WAY, CONCORD, CA 94521-3344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 23, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2025 · Amount on File |
| Deed Sale | Jan 28, 2025 · Amount on File |
| Prior Sale | Oct 4, 2024 · Amount on File |
| Deed Document Number | 20258105 |
| Prior Transfer Date | Nov 26, 1996 |
| Prior Transfer Doc | 0000223377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1278 WINDERMERE WAY, CONCORD, CA 94521-3344 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | TITLE CONNECT INC SANTA |
| Name | Verified Name |
|---|---|
| Address | 1278 WINDERMERE WAY, CONCORD, CA 94521-3344 |
| Document Number | 0000011884 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021-011884 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 23, 2019 |
| Property Address | 1278 WINDERMERE WAY, CONCORD, CA 94521-3344 |
| Document Number | 0000114338 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 114338 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 40 CREST AVE ALAMO CA 945072648, ALAMO, CA 94507-2648 |
The 2025 property tax bill for 1278 Windermere Way was $10,668.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $912,900 (+4.33%) Land $561,000 Building $351,900 | |
| 2025 | $10,668.00 | $875,000 Land $575,000 Building $300,000 |
| 2023 | $7,161.00 (+1.37%) | $564,428 Land $336,485 Building $227,943 |
| 2022 | $7,064.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1278 Windermere Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1982–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1278 Windermere Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: AT&T, Sonic Telecom, T-Mobile, Verizon.
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