1275 Windermere Way, Concord, CA 94521 Property Records

Contra Costa County property record for 1275 Windermere Way, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,284 sqft · built 1955
Lot Size	0.144 acres (6,270 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Oct 2025)
Tax Bill	$7,968 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`132-185-016-4`

Property Details

APN / Parcel Number

Primary APN	`132-185-016-4`
Alternative APN	`132-185-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,284 sqft Living Area
Gross Area	1,709 sqft
1st Floor Area	844 sqft
2nd Floor Area	440 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Lot Area	6,270 sqft (0.144 acres)
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1275 WINDERMERE WAY
City	CONCORD
State	CA
Zip	94521-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 2165 LOT 393
Legal Subdivision	SUBDIVISION 2165
Legal Tract	2165
Legal Lot Number	393
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1020
Census Tract	334001

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1275 WINDERMERE WAY, CONCORD, CA 94521-3342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Oct 3, 2025	Grant Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Apr 2, 2020	Deed of Trust, Mortgage · Conventional with PMI NFM CNSLTS
Jul 25, 2018	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Jul 25, 2018 · Amount on Record
Deed Document Number	2025103832
Prior Transfer Date	Mar 8, 2000
Prior Transfer Doc	0000070425
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1275 WINDERMERE WAY, CONCORD, CA 94521-3342
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 WINDERMERE WAY, CONCORD, CA 94521-3342

Mortgage

Document Number	0000097502
Date	Jun 13, 2022
Instrument	2022-097502

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 3, 2025
Property Address	1275 WINDERMERE WAY, CONCORD, CA 94521-3342
Document Number	0000103832
Map Reference	MB 57 PG 31
Instrument Date	Sep 29, 2025
Instrument	2025- 103832
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1275 WINDERMERE WAY, CONCORD, CA 94521-3342

Mortgage

Document Number	0000103833
Date	Oct 3, 2025
Instrument	2025- 103833

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1275 WINDERMERE WAY, CONCORD, CA 94521-3342
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 WINDERMERE WAY, CONCORD, CA 94521-3342

Mortgage

Document Number	0000024077
Date	Jan 26, 2021
Instrument	2021-024077

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1275 WINDERMERE WAY, CONCORD, CA 94521-3342
Document Number	0000066032
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1275 WINDERMERE WAY CONCORD CA 945213342, CONCORD, CA 94521-3342

Mortgage

Document Number	0000066032
Date	Apr 7, 2020
Instrument	66032

Lender

Name	NFM CNSLTS
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 25, 2018
Property Address	1275 WINDERMERE WAY, CONCORD, CA 94521-3342
Document Number	0000118315
Map Reference	MB 57 PG 31
Instrument Date	Jul 19, 2018
Instrument	2018-118315
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1275 WINDERMERE WAY, CONCORD, CA 94521-3342

Mortgage

Document Number	0000118316
Date	Jul 25, 2018
Instrument	2018-118316

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$900,000 (+42.8%) Land $550,000 Building $350,000
2025	$7,968.00 (+4.58%)	$630,263 (+4.04%) Land $423,894 Building $206,369
2023	$7,619.00 (+1.34%)	$605,791 Land $407,435 Building $198,356
2022	$7,518.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1982–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Sonic Telecom, T-Mobile, Verizon.

Nearby Properties on Windermere Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures