1278 Wanderer Ln, Chico, CA 95973 Property Records

Butte County property record for 1278 Wanderer Ln, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,672 sqft · built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$532,500 (Apr 2024)
Tax Bill	$6,418 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`016-290-077-000`

Property Details

APN / Parcel Number

Primary APN	`016-290-077-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,672 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1278 WANDERER LN
City	CHICO
State	CA
Zip	95973-7725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 322 MARIPOSA VISTA SUB UNIT 2 PHASE 7
Legal Subdivision	MARIPOSA VISTA SUB UNIT 2 PHASE 7
Legal Lot Number	322
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1018
Census Tract	103

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1278 WANDERER LN, CHICO, CA 95973-7725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FEDERAL CREDIT UNION
Apr 19, 2024	Grant Deed, Transfer · Conventional Mortgage FIREFIGHTERS FIRST FCU
Jan 26, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Deed Document Number	202410696
Prior Transfer Date	Dec 8, 2022
Prior Transfer Doc	0000003357
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Recording Date	Jul 20, 2026
Property Address	1278 WANDERER LN, CHICO, CA 95973-7725
Document Number	0000020156
Instrument Date	Jul 13, 2026
Instrument	202620156
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1278 WANDERER LN, CHICO, CA 95973-7725

Mortgage

Document Number	0000020156,
Date	Jul 20, 2026
Instrument	202620156

Lender

Name	FIREFIGHTERS FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 28, 2051

Interest

Rate	6.52%
Max Rate	-1%

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 19, 2024
Property Address	1278 WANDERER LN, CHICO, CA 95973-7725
Document Number	0000010696
Map Reference	MB 195 PG 98-101
Instrument Date	Apr 12, 2024
Instrument	2024-0010696
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1278 WANDERER LN, CHICO, CA 95973-7725

Mortgage

Document Number	0000010697
Date	Apr 19, 2024
Instrument	2024-0010697

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	11.5%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Jan 26, 2023
Property Address	1278 WANDERER LN, CHICO, CA 95973-7725
Document Number	0000003357
Map Reference	MB 195 PG 98
Instrument Date	Dec 8, 2022
Instrument	2023-0003357
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	899 EL MONTE AVE, CHICO, CA 95928-9144

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$554,013 (+2%) Land $197,676 Building $356,337
2025	$6,418.00 (+1,454%)	$543,150 (+1,622.43%) Land $193,800 Building $349,350
2024			$467,370
2023	$413.00 (+1.47%)	$31,534 Land $31,534
2022	$407.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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