San Diego County property record for 1278 Sumner Ave, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,266 sqft · built 1955 |
| Lot Size | 0.166 acres (7,210 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Feb 2003) |
| Tax Bill | $5,799 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 484-211-13-00 |
| Primary APN | 484-211-13-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,266 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 7,210 sqft (0.166 acres) |
| Old Parcel Number | 4842110600 |
|---|---|
| Street Address | 1278 SUMNER AVE |
| City | EL CAJON |
| State | CA |
| Zip | 92021-4941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | BLK 3 LOT 6 TR 000960 |
| Legal Subdivision | BOSTONIA |
| Legal Tract | 000960 |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 16502 |
1278 Sumner Ave is owned by an individual who acquired it in May 2019.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3131 INDIAN MILLS LN, JAMUL, CA 91935-1512 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPROUT MORTGAGE LLC |
| Jul 1, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage ANCHOR FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2003 · Amount on File |
| Deed Sale | Feb 4, 2003 · Amount on File |
| Deed Document Number | 2003130090 |
| Last Transfer Date | May 24, 2019 |
| Transfer Doc | 0000260015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1278 SUMNER AVE, EL CAJON, CA 92021-4941 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3131 INDIAN MILLS LN, JAMUL, CA 91935-1512 |
| Document Number | 0000217416 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021-0217416 |
| Name | SPROUT MORTGAGE LLC |
|---|---|
| Address | PORT SAINT LUCIE, FL 34986 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 1, 2019 |
| Property Address | 1278 SUMNER AVE, EL CAJON, CA 92021-4941 |
| Document Number | 0000260015 |
| Map Reference | MAP 960 |
| Instrument Date | May 24, 2019 |
| Instrument | 2019-0260015 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | WESTERN RESOURCES INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3131 INDIAN MILLS LN, JAMUL, CA 91935-1512 |
| Document Number | 0000260016 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 2019-0260016 |
| Name | ANCHOR FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 1278 Sumner Ave was $5,799.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $386,734 (+2%) Land $236,360 Building $150,374 | |
| 2025 | $5,799.00 | $379,152 Land $231,726 Building $147,426 |
| 2023 | $5,546.00 (+2.32%) | $364,431 Land $222,729 Building $141,702 |
| 2022 | $5,420.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1278 Sumner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1278 Sumner Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Wyyerd Connect.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures