Hamilton County property record for 1274 Duane Rd, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 5,538 sqft · built 1940 |
| Lot Size | 0.725 acres (31,620 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $677,000 (Apr 2012) |
| Tax Bill | $4,820 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127P R 001 |
| Primary APN | 127P R 001 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 5,538 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 31,620 sqft (0.725 acres) |
| Lot Dimensions | 300 ft deep x 105 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000052318 |
|---|---|
| Street Address | 1274 DUANE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | L M THOMAS TRACT |
| Legal Subdivision | THOMAS L M |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1274 DUANE RD, CHATTANOOGA, TN 37405-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2012 · Amount on Record |
| Deed Sale | Apr 17, 2012 · Amount on Record |
| Prior Sale | Jun 28, 2005 |
| Deed Document Number | 2012041700162 |
| Deed Book / Page | 9622 / 870 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1274 DUANE RD, CHATTANOOGA, TN 37405-2333 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000265 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 12336/330 |
| Instrument | 2021012900265 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,820.00 (-15.39%) | $318,025 (+24.89%) | $1,272,100 (+24.89%) Land $337,500 Building $934,600 |
| 2024 | $5,697.00 (+24.8%) | $254,650 (+24.8%) | $1,018,600 (+24.8%) Land $225,000 Building $793,600 |
| 2023 | $4,565.00 | $204,050 (-) | $816,200 (-) Land $225,000 Building $591,200 |
| 2022 | $4,565.00 | $204,050 | $816,200 Land $225,000 Building $591,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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