1278 Carmel Dr, Simi Valley, CA 93065 Property Records

Ventura County property record for 1278 Carmel Dr, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,117 sqft · built 1964
Lot Size	0.349 acres (15,185 sqft)
Owner	2 Individual Names on File
Last Sale	$979,000 (Nov 2023)
Tax Bill	$11,719 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`635-0-041-055`

Property Details

APN / Parcel Number

Primary APN	`635-0-041-055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,117 sqft Living Area
1st Floor Area	2,117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	15,185 sqft (0.349 acres)
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1278 CARMEL DR
City	SIMI VALLEY
State	CA
Zip	93065-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R113
Legal Description	LOT: 33 REF: 024MR 083
Legal Subdivision	HACIENDA ESTATES
Legal Block	41
Legal Lot Number	33
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1006
Census Tract	7513

Owner

1278 Carmel Dr is owned by two individuals who bought it in November 2023.

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20644 LEMARSH ST, CHATSWORTH, CA 91311-3218
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 30, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Feb 6, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Prior Sale	Dec 30, 2020 · Amount on File
Deed Document Number	202375863
Prior Transfer Date	Feb 1, 2019
Prior Transfer Doc	0000011422
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 17, 2023
Property Address	1278 CARMEL DR, SIMI VALLEY, CA 93065-4118
Document Number	0000075863
Map Reference	MB 24 PG 83
Instrument Date	Nov 16, 2023
Instrument	2023000075863
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20644 LEMARSH ST, CHATSWORTH, CA 91311-3218

Mortgage

Document Number	0000075864
Date	Nov 17, 2023
Instrument	2023000075864

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 30, 2020
Property Address	1278 CARMEL DR, SIMI VALLEY, CA 93065-4118
Document Number	0000230479
Instrument Date	Dec 4, 2020
Instrument	230479
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$919.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4029 SAN GABRIEL AVE FRISCO TX 750332902, FRISCO, TX 75033-2902

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 6, 2019
Property Address	1278 CARMEL DR, SIMI VALLEY, CA 93065-4118
Document Number	0000011422
Instrument Date	Feb 1, 2019
Instrument	11422
Transaction Type	Transfer
Record Updated	Feb 20, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1278 CARMEL DR SIMI VALLEY CA 930654118, SIMI VALLEY, CA 93065-4118

Tax Assessment & Valuation

The 2025 property tax bill for 1278 Carmel Dr was $11,719, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,018,551 (+2%) Land $662,214 Building $356,337
2025	$11,719.00 (+1.12%)	$998,580 Land $649,230 Building $349,350
2024	$11,589.00 (+16.62%)
2023	$9,937.00 (+0.02%)	$868,734 Land $564,938 Building $303,796
2022	$9,935.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1278 Carmel Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1278 Carmel Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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