1278 Ave Miguel, Encinitas, CA 92024 Property Records

San Diego County property record for 1278 Ave Miguel, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,179 sqft · built 1987
Lot Size	0.186 acres (8,109 sqft)
Owner	2 Individual Names on File
Last Sale	$1,762,500 (Jan 2026)
Tax Bill	$17,050 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`255-130-24-00`

Property Details

APN / Parcel Number

Primary APN	`255-130-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,179 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	8,109 sqft (0.186 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1278 AVENIDA MIGUEL
City	ENCINITAS
State	CA
Zip	92024-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 185 TR 010800
Legal Subdivision	ENCINITAS 3897-4
Legal Tract	010800
Legal Block	1
Legal Lot Number	185
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	17107

Owner

Source: San Diego County records · APN 255-130-24-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	800 THE MARK LN, 2104, SAN DIEGO, CA 92101-7169
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 08, 2026 · Amount on Record
Deed Sale	Jan 08, 2026 · Amount on Record
Prior Sale	Sep 27, 2024 · Amount on Record
Deed Document Number	20265974
Prior Transfer Date	Mar 31, 2015
Prior Transfer Doc	0000158488
Record Updated	Sep 20, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 08, 2026
Property Address	1278 AVENIDA MIGUEL, ENCINITAS, CA 92024-5613
Document Number	0000005974
Map Reference	MAP 10800
Instrument Date	Dec 31, 2025
Instrument	2026-0005974
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	800 THE MARK LN UNIT 2104, 2104, SAN DIEGO, CA 92101-7169

Mortgage

Document Number	0000005975
Date	Jan 08, 2026
Instrument	2026-0005975

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Feb 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$1,550,400 (+2%) Land $1,050,600 Building $499,800
2025	$17,050.00 (+130.72%)	$1,520,000 (+135.27%) Land $1,030,000 Building $490,000
2023	$7,390.00 (+2.47%)	$646,057 Land $243,744 Building $402,313
2022	$7,212.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: California Internet, T-Mobile USA, Ting Fiber, Verizon.

Based on FCC filings for 788 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OLIVENHAIN MWD serves 86,458 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.